Little is known about how communication between spouses influences financial decisions, and if women and men allocate money differently when they have decision-making power. In this study, married couples in the Philippines were randomly assigned to one of four groups to evaluate how information and communication affect how money is allocated in the household. Results suggested the level of privacy with which one makes financial decisions plays a larger role than gender.
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The addition of health insurance to microcredit products is increasingly popular; but is it sustainable for microfinance institutions? This study complements other IPA research on hospitalization insurance in the Philippines and should provide important policy lessons on providing public services.

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We partner with Green Bank to assess the demand for hospital insurance among microfinance clients.

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