Technology, particularly the growth of digital finance, is rapidly transforming and growing the suite of financial services accessible by the poor. An important challenge is to ensure (and measure) that the financial services and products accessed by the poor benefit them by helping them manage shocks and invest in their future. IPA is investigating the effects that new financial products and payment channels have on the lives and financial well-being of the poor.

Impact evaluations in the financial inclusion sector often attempt to measure the financial health of their participants.


Despite good intentions, people often make less-than-optimal financial choices. In this series, we match insights from our global research in behavioral economics with specific financial service...