Payments

Technology, particularly the growth of digital finance, is rapidly transforming and growing the suite of financial services accessible by the poor. An important challenge is to ensure (and measure) that the financial services and products accessed by the poor benefit them by helping them manage shocks and invest in their future. IPA is investigating the effects that new financial products and payment channels have on the lives and financial well-being of the poor.

Publication

Nudges for Financial Health: Global Evidence for Improved Product Design

Despite good intentions, people often make less-than-optimal financial choices. In this series, we match insights from our global research in behavioral economics with specific financial service...

Study

The Impact of Smartcard Electronic Transfers on Public Distribution

Advances in payments technology have the potential to improve the efficiency of slow and corrupt public welfare programs.

Study

The Real Effects of Electronic Wage Payments in Bangladesh

Can employers help unbanked individuals enter the formal financial sector by offering their employees electronic wage payments?

Related Content

Measuring Global Financial Health	The Effects of a Universal Basic Income in Kenya
Strengthening Women’s Financial Control Through Personal Bank Accounts	Leveraging Government Transfers to Offer Low-Risk Microcredit in the Dominican Republic
The Impact of Smartcard Electronic Transfers on Public Distribution	Mobile-izing Savings: Defined-Contribution Savings on a Mobile Money Platform in Afghanistan
Deferring Wages and Labor Supply in Malawi	Delivering Conditional Cash Transfers Through Checking and Savings Accounts
The Real Effects of Electronic Wage Payments in Bangladesh	The Impact of Secured Transactions Reform on Access to Capital for Small and Medium Enterprises in Colombia
Marketing Effects in a Consumer Credit Market in South Africa	Financial Inclusion for the Rural Poor Using Agent Networks
The Impact of Formal Savings on Salaried Workers’ Spending and Borrowing in Eastern Ghana	The Role of Mobile Banking in Expanding Trade Credit and Business Development in Kenya
Incentives to Save in Ghana

, Women’s Economic Empowerment Through Financial Inclusion	Nudges for Financial Health: Global Evidence for Improved Product Design
The Power of Doing Nothing	, Beyond the Classroom: Evidence on New Directions in Financial Education
Building State Capacity: Evidence from Biometric Smartcards in India	General Equilibrium Effects of (Improving) Public Employment Programs: Experimental Evidence from India
Savings Defaults and Payment Delays for Cash Transfers: Field Experimental Evidence from Malawi	, Financial Inclusion Program Brief
Financial Inclusion for the Rural Poor Using Agent Networks in Peru	Mobile-izing Savings with Automatic Contributions: Experimental Evidence on Dynamic Inconsistency and the Default Effect in Afghanistan
Building Evidence on Financial Capability	Building Evidence on Financial Services
Risk Sharing and Transactions Costs: Evidence from Kenya’s Mobile Money Revolution

CREDIT: CONSAR Efectos sociales en la era de las finanzas digitales	CREDIT: CONSAR Social Effects in the Age of Digital Finance
To Fee or Not to Fee? Designing Inclusive Savings Products for Women	Who’s the Boss: Standing Up for the End User of Digital Payments
Market vendor in Uganda receiving a mobile money payment CREDIT: Will Boase Testing Products, Scaling Solutions: A Call for New Research to Advance Digital Financial Services in the Developing World	CREDIT: Jan Chipchase Mobile-izing Savings with Defaults in Afghanistan
CREDIT: Tugela Rid Three Experts Look into the Future of Digital Finance	CREDIT: Deba Prasad Roy How will you do digital finance right?
Gates Foundation Grand Challenges in Financial Inclusion	Making Change on a Mobile Handset
What do you get when a Visa exec comes to an IPA conference? It’ll bust your paradigm shift right out of the box.	Mobile Money and Giving After Natural Disasters
Consider the Debit Card	USAID announces grant for IPA Evaluation in Kenya
CREDIT: Deepti KC Sending Money Home to Mum and Dad

BBC Covers IPA and Give Directly's Universal Basic Income Evaluation in Kenya	IPA Uganda Deforestation Study in New York Times
CREDIT: Megan Kearns Paying Farmers Not to Cut Down Trees in Uganda Helps Fight Climate Change, New Study Shows	Leading Global Experts Prioritize Key Measures to Optimize Digital Finance for World’s Poorest People
Impacting Women’s Lives through Digital Payments	New $7.4 million Grant Will Support Research for Financial Inclusion
The Guardian Sustainable Business: How should we gauge the success of poverty interventions?	Malawi Business Times on how to help farmers save more
The Economist on commitment savings for the poor	Microfinance launches into new frontiers

IPA Sierra Leone and UNCDF Hold Behavioral Design Workshop for Digital Financial Service Providers	IPA Zambia Presents at 10th ICT4D Conference in Lusaka
Webinar: Women's Economic Empowerment through Financial Inclusion	Evidence in Financial Inclusion III: New Findings and their Applications
Evidence in Financial Inclusion II: New Findings and their Applications	Evidence in Financial Inclusion I: New Findings and their Applications
18th Microcredit Summit: Frontier Innovations in Financial Inclusion	Evidence on Financial Inclusion Products and Programs
Evidence Showcase: Innovations in Financial Capability and Financial Services for the Poor	Zahra Niazi presents on using RCTs to improve financial product design CREDIT: Pooja Wagh IPA Workshop at the Asia-Pacific Financial Inclusion Summit 2015
Responsible Finance Forum VI: Evidence and Innovation for Scaling Inclusive Digital Finance	Advancing Digital Financial Services
Evidence on Innovations in Savings and Payments - Conference and Research Methods Workshop	Workshop on Experimental Design on Savings and Payments Research - Sri Lanka
Impact and Policy Conference: Evidence in Governance, Financial Inclusion, and Entrepreneurship	Workshop on Experimental Design for Savings and Payments Research - Kenya

Search form

Payments

Related Content