Media Coverage
December 08, 2016

Popular Science covers the study in Science on poverty and access to M-PESA mobile money in Kenya.

Media Coverage
December 08, 2016

Reuters looks at the new findings in Science on mobile money and poverty in Kenya.

Media Coverage
December 08, 2016

IPA Researcher and board member Tavneet Suri of MIT speaks with Vox about her new findings, published in Science. The research, conducted with with Billy Jack and IPA, looked at the how poverty was reduced in Kenya as M-PESA expanded and made mobile money more widely available in the country. Read more at the link below.

Media Coverage
December 08, 2016

A new study today shows that the expansion of mobile money helped bring hundreds of thousands of Kenyans out poverty, especially those in female-headed households. The study, published in Science, examined how M-PESA, Kenya's text message-based payments system, spread across the country over six years. The researchers tracked the economic progress of thousands of households and estimate that the expansion of M-PESA lifted 194,000 households, or two percent of households in the country, above the poverty line, and that these effects were partly driven by women's access to the new way of...

Media Coverage
November 08, 2016

NPR's Global Health team Goats and Soda asked readers to vote on what question they wanted answered most, and they chose "Can Microloans Lift Women out of Poverty?" They speak to IPA founder Dean Karlan and a number of IPA-affiliated researchers to answer the question, summarized in our brief Where Credit is Due.

Media Coverage
October 31, 2016

Researchers who conducted randomized controlled studies in several countries began to question the effects of micro lending in raising the economic fortunes of the poor. While the loans increased business starts for those without business to begin with, for those already in business the impact has not been encouraging.

Media Coverage
October 18, 2016

Bloomberg has an in-depth look at IPA's work using behavioral economics to encourage Americans in the cash economy to start saving. It's a frank look at the promise and difficulties of new field research.

Media Coverage
October 08, 2016

Getting a microloan is far easier than getting a bank loan. But in east Africa many people have access to an even easier source of credit. It takes just a few taps on a phone to obtain a short-term loan, which will arrive in a mobile-money account almost immediately. It is an exciting, scary development, says Dean Karlan, a development economist at Yale University.

Media Coverage
October 06, 2016

The Economist talks about IPA's work in microcredit, flexible repayment loans, and ultra-poor graduation studies.

Media Coverage
October 05, 2016

For the 2.5 billion people who live on less than $2 per day, shocks such as illness, crop failures, livestock deaths, farming-equipment breakdowns and even wedding or funeral expenses can be enough to tip them, their families, or even an entire community below the poverty line. A major challenge for international development efforts is determining which financial tools provide durable buffers against such setbacks.

While meeting this challenge is a clear priority for policy makers and donors, it is also a major profit opportunity for commercial players who can solve market failures...

Zahra Niazi presents on using RCTs to improve financial product design
Pooja Wagh
October 03, 2016

One prerequisite for evidence-based policymaking is the existence of a collaborative relationship between the worlds of research, policy and practice. But how do we facilitate productive three-way communication between these actors?

At the Financial Inclusion Program at Innovations for Poverty Action (a NextBillion content partner), we’ve organized a number of large conferences with the intention of catalyzing conversations. But we’ve found that vague prejudices can taint what could be opportunities to listen and learn. Practitioners sometimes suspect researchers of working on...

September 27, 2016

The Financial Inclusion Program at Innovations for Poverty Action (IPA) invites Expressions of Interest (EOI) from teams of researchers and financial service providers to conduct rigorous research on financial product innovations for low income households in developing countries.

This call for Expressions of Interest (EOIs) marks the third competitive funding round in a four-year, $4.1 million investment supporting randomized evaluations in the following areas, with a specific emphasis on digital financial services for the poor. Areas of interest include:

Usage of innovative...
Media Coverage
September 12, 2016

Der schnelle und unkomplizierte Geldtransfer mit dem Mobiltelefon ist ein großer Zukunftstrend, auch in Entwicklungsländern. In Kenia hat „Mobile Money“ laut einer Studie schon zahlreichen Menschen aus der Armut geholfen.

Mobile phones are common ways for people to receive cash transfers
August 01, 2016

By Aaron Dibner-Dunlap and Yumna Rathore

Editor's note: This cross-post originally appeared on NextBillion.

If a mobile money provider offered a bonus on peer to peer transfers, would that be enough to generate new business?

If the provider sent weekly messages reminding mobile account holders to actively use branchless banking services, would that significantly change their behavior?

For the past three years, Innovations for Poverty Action (IPA) has been working closely with Pakistan's leading mobile money provider, Telenor Pakistan, to explore answers to such...

Media Coverage
July 26, 2016

IPA's Laura Burke co-authored an article in Money Magazine, with John Beshears of Harvard Busines School, Katherine Milkman from Wharton & J-PAL's Alison Fahey addressing why people don't save enough and specific tips from behavioral research on improving savings.