Media Coverage
December 13, 2007

Dean Karlan and Jonathan Zinman provide insight into the effects of expanded access to credit with findings from a South Africa study, whereby a lender offered loans to individuals who had previously been narrowly rejected for loans. The results: the lender saw some profits, and borrowers had more food on the table, better job retention, more spending on transportation to get to work, and a boost in credit ratings.

Related Projects:
Estimating the Impact of Small Consumer Loans on the Working Poor in South Africa

Announcement
November 13, 2007

Dean Karlan has been given a Presidential Early Career Award for Scientists and Engineers (PECASE), the highest honor for beginning researchers in the United States.

Media Coverage
August 02, 2007

A study of profit-seeking lenders in South Africa by Dean Karlan and Jonathan Zinman garners attention in The Economist.

Related Projects:
Estimating the Impact of Small Consumer Loans on the Working Poor in South Africa

Press Release
May 03, 2007

New Haven, Conn. - Researchers at Yale, Harvard, New York University and Innovations for Poverty Action will collaborate on a five-year Financial Access Initiative, funded by a $5 million grant from the Bill & Melinda Gates Foundation to improve access to financial information and loans for low-income individuals in developing countries.

Media Coverage
December 18, 2006

The eleventh annual TIAA-CREF Paul A. Samuelson Award for Outstanding Scholarly Writing on Lifelong Financial Security awarded to Dean Karlan, President and Founder of Innovations for Poverty Action and Assistant Professor of Economics at Yale University, Nava Ashraf of Harvard Business School and Wesley Yin of the University of Chicago for their scholarly work on the importance of specialized savings products for the long-term financial security of the poor.

Media Coverage
August 02, 2006

The group lending model of microfinance in India can do with less stringency, according to Dean Karlan. Flexibility towards individual lending should be explored.

Related Projects:
Impact of Group versus Individual Liability in the Philippines
Business Education for Microcredit Clients in Peru
Interest Rates and Consumer Credit in South Africa

Media Coverage
July 15, 2006

By revealing how actual consumers respond to real-world situations, field experiments in economics can shed new light on fundamental questions in economic theory.

Related Projects:
Marketing Effects in a Consumer Credit Market in South Africa

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