Access to Finance is the availability and affordability of financial services for individuals and firms. Without access to external finance, individuals and firms cannot realize their full growth potential. IPA's research designs and evaluates programs designed to reduce the risk and cost of lending.

A cocoa farmer in Sierra Leone
Study

In perfectly competitive markets, higher valued agricultural products should translate into higher prices, putting more money in the pockets of farmers.

Study

Small and medium enterprises (SMEs) are thought to be important drivers of growth in developing economies, but entrepreneurs in these countries face many barriers, including poor access to...

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Publication

Seven randomized evaluations from around the world show that microcredit does not have a transformative impact on poverty, but it can give low-income households more freedom in optimizing the ways...