Access to Finance is the availability and affordability of financial services for individuals and firms. Without access to external finance, individuals and firms cannot realize their full growth potential. IPA's research designs and evaluates programs designed to reduce the risk and cost of lending.

Impact evaluations in the financial inclusion sector often attempt to measure the financial health of their participants.

There are an estimated 411 million mobile money accounts worldwide, allowing even the poor in remote areas to send and receive money at low cost.

A cocoa farmer in Sierra Leone

In perfectly competitive markets, higher valued agricultural products should translate into higher prices, putting more money in the pockets of farmers.