Access to Finance is the availability and affordability of financial services for individuals and firms. Without access to external finance, individuals and firms cannot realize their full growth potential. IPA's research designs and evaluates programs designed to reduce the risk and cost of lending.

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There are an estimated 411 million mobile money accounts worldwide, allowing even the poor in remote areas to send and receive money at low cost.

A cocoa farmer in Sierra Leone
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In perfectly competitive markets, higher valued agricultural products should translate into higher prices, putting more money in the pockets of farmers.

Study

Small and medium enterprises (SMEs) are thought to be important drivers of growth in developing economies, but entrepreneurs in these countries face many barriers, including poor access to...