Leora Klapper is a Lead Economist in the Finance and Private Sector Research Team of the Development Research Group at the World Bank. Her publications focus on corporate and household finance, fintech, banking, and entrepreneurship. Her current research studies the impact of digital financial services, especially for women. She is Director of the 2022 World Development Report, Finance for an Equitable Recovery, and a founder of the Global Findex database. Previously, she worked at the Board of Governors of the Federal Reserve System and Salomon Smith Barney. She holds a Ph.D. in Financial Economics from New York University Stern School of Business.