IPA founder Dean Karlan has a feature article in the fall issue of the Stanford Social Innovation Review, assessing where we've come in financial inclusion, and looking in particular at the role of non-profits versus the private sector. As he says:
The time has come, in short, to take stock of the broad movement to expand access to financial services among the poor. What's next for that movement—the movement for financial inclusion? Where should donors and NGOs who care about financial inclusion now turn their attention?