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IPA is all about leverage. 2014 was focused on bringing in more talented people and more extraordinary partners to leverage existing resources for more impact on the world. Together with our partners, IPA has designed and evaluated more than 275 potential solutions to poverty problems, and has over 245 studies in progress. This performance is a testament to the dedication of IPA staff, both on the ground in the field and in our headquarters, our implementing partners and researchers, the decision-makers who help put our findings to work, and our funders.  Browse an online version of the report here: annualreport.poverty-action.org  
Type:
Annual Report
Date:
October 01, 2015
Spanish
El acceso a servicios nancieros es crucial para el crecimiento de la Pequeña y Mediana Empresa (PyME). Estos servicios permiten a los emprendedores innovar, incrementar su e ciencia, expandirse a nuevos mercados y crear nuevos puestos de trabajo. Sin embargo, la mayoría de las PyMEs en países en desarrollo son incapaces de conseguir el nanciamiento necesario para alcanzar su potencial. Proporcionar nanciamiento a las PyMEs en dichos países puede ser riesgoso y costoso para los prestamistas, lo que ha llevado a una brecha de crédito de aproximadamente un billón de dólares (IFC, 2011). Para reducir la brecha de crédito, instituciones nancieras, gobiernos y donantes han invertido en una gran cantidad de programas y políticas orientadas a proporcionar a las PyMEs el nanciamiento necesario para crecer e innovar. No obstante, la e cacia de estos programas en reducir los obstáculos para el nanciamiento de las PyMEs no ha sido evaluada con rigor. El Programa PyME en Innovations for P...
Type:
Brief
Date:
August 12, 2016
English
Women who received private access to vouchers for contraceptives were more likely to take up and use contraception, compared to women whose husbands were involved in the voucher program. In contexts in which women have less bargaining power in family planning decisions, providing private access to contraceptives may be an important and effective means of enabling women to achieve their fertility goals.
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Brief
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July 25, 2016
English
We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17%, 10%, and 3% of treatment individuals made five or more deposits, respectively. Average monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic accounts are unlikely to improve welfare noticeably since impacts, even if present, are likely small and diverse.
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Working Paper
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July 13, 2016
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Using new data from a field experiment in India, we test hypotheses about micropension design in a poor population. We elicit demand for the basic micropension in addition to variants with different minimum withdrawal ages, government match rates, and options for lump sum withdrawal. A majority (80%) of respondents report interest in the micropension, and the amount they are willing to contribute would be enough to cover about 40% of expected old-age consumption. We find that prospective policyholders value the inability to access the assets until a particular age. We also find that they respond positively to the government match rate.
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Published Paper
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July 12, 2016
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This paper evaluates a Payments for Ecosystem Services (PES) program in western Uganda that offered forest-owning households cash payments if they conserved their forest. The program was implemented as a randomized trial in 121 villages, 60 of which received the program for two years. The PES program reduced deforestation and forest degradation: Tree cover, measured using high-resolution satellite imagery, declined by 2% to 5% in treatment villages compared to 7% to 10% in control villages during the study period. We find no evidence of shifting of tree-cutting to nearby land. We then use the estimated effect size and the “social cost of carbon” to value the delayed CO2 emissions, and compare this benefit to the program’s cost.
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Type:
Working Paper
Date:
June 20, 2016
A4
The Financial Inclusion Program (FIP) provides technical and financial support to rigourous evaluations and pilot projects related to financial service design, digital finance, and financial capability. The Program’s projects, which range in scale from pilots to multi-country randomized evaluations, are implemented across developing and advanced economies and focus on innovations that are informed by behavioral insights, are cost-effective, and present a promising business case for scale-up. FIP identifies new research projects and promising partnerships through open calls for proposals and periodic matchmaking and training events, and disseminates recent results through conferences, webinars, and publications.
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Brief
Date:
June 15, 2016
English
In a field experiment in Uganda, we find that demand after a free distribution of three health products is lower than after a sale distribution. This contrasts with work on insecticide-treated bed nets, highlighting the importance of product characteristics in determining pricing policy. We put forward a model to illustrate the potential tension between two important factors, learning and anchoring, and then test this model with three products selected specifically for their variation in the scope for learning. We find the rank order of shifts in demand matches with the theoretical prediction, although the differences are not statistically significant.
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Working Paper
Date:
June 01, 2016
A4 English
In 2010, IPA opened an office in Bangladesh to apply our tradition of rigorous, applicable research and gain insights into effective solutions for the country’s poor. IPA Bangladesh has since collaborated with governments, NGOs, and world-renowned researchers on over 20 evaluations across sectors. Our 35 full-time employees—who boast diverse expertise in research and questionnaire design, field and data management, and research quality control—work on-the-ground in districts as far reaching as Rangpur, Barishal, and Kurigram to ensure the quality of every evaluation.
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Brief
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May 27, 2016
A4
Lack of income, inadequate health services, and poor infrastructure contribute to poor global health. With more than 100 health-related studies, IPA generates evidence on effective ways to improve access to quality health services and products, and ensure people use them. In recent years, great progress has been made in global health. Rates of chronic hunger and child mortality are half what they were two decades ago. However, at the same time, progress has been slow in other areas, such as maternal mortality, access to improved sanitation, and the incidence of malaria. To determine how best to address these challenges and many others, IPA partners with health ministries, civil society organizations, and NGOs working in the sector to discover and encourage the use of effective approaches for improving health systems and programs. Among its findings, this research has identified cost-effective methods to reduce the incidence of diarrhea in children under five years of age, examined the...
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Brief
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May 27, 2016
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The new handwashing system, designed with end user input, features an economical foaming soap dispenser and a hygienic, water-efficient tap for use in household and institutional settings that lack reliable access to piped water. Cost of the soap and water needed for use is less than US$0.10 per 100 handwash uses, compared with US$0.20–$0.44 for conventional handwashing stations used in Kenya. Using an interactive and iterative design approach involving representative end users, we created a new handwashing system in Kisumu, Kenya, to make handwashing convenient and economical in areas without reliable piped water. The innovative and adaptable system, branded as Povu Poa (“Cool Foam” in Kiswahili), integrates a cost-effective foaming soap dispenser with a hygienic, water-frugal water tap in a secure and affordable design.
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Published Paper
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May 13, 2016
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Most wars today are civil wars, which divide countries along economic, ethnic or political lines. In many cases, these cleavages happen within communities, pitting one neighbor against another. The prevalence of civil wars has therefore spurred efforts to re-build social cohesion and promote social capital as a part of post-conflict recovery. Truth and reconciliation processes are a common approach used across the world to promote this type of societal healing. These processes bring war victims face-to-face with perpetrators in forums where victims describe war atrocities, and perpetrators confess to war crimes without facing punishment. Proponents of reconciliation processes claim that they are highly effective – not only in rebuilding social ties among individuals and promoting societal healing, but also in providing psychological relief and aiding individual healing. Yet, there is little rigorous evidence of whether, and how, reconciliation processes help communities heal from confl...
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Brief
Date:
May 05, 2016
English
Theoretically, weather-index insurance is an effective risk reduction option for small-scale farmers in low-income countries. Renewed policy and donor emphasis on bridging gender gaps in development also emphasizes the potential social safety net benefits that weather-index insurance could bring to women farmers who are disproportionately vulnerable to climate change risk and have low adaptive capacity. To date, no quantitative studies have experimentally explored weather-index insurance preferences through a gender lens, and little information exists regarding gender-specific preferences for (and constraints to) smallholder investment in agricultural weather-index insurance. This study responds to this gap, and advances the understanding of preference heterogeneity for weather-index insurance by analysing data collected from 433 male and female farmers living on a climate change vulnerable coastal island in Bangladesh, where an increasing number of farmers are adopting maize as a pote...
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Published Paper
Date:
May 01, 2016
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As data-sharing becomes more prevalent throughout the natural and social sciences, the research community is working to meet the demands of managing and publishing data in ways that facilitate sharing. Despite the availability of repositories and research data management plans, fundamental concerns remain about how to best manage and curate data for long-term usability. The value of shared data is very much linked to its usability, and a big question remains: What tools support the preparation and review of research materials for replication, reproducibility, repurposing, and reuse? This paper describes key curation tasks and new data curation software designed specifically for reviewing and enhancing research data. It is being developed by two research groups, the Institution for Social and Policy Studies at Yale University and Innovations for Poverty Action, in collaboration with Colectica. The software includes curation steps designed to improve the research materials and thus to en...
Type:
Research Resource
Date:
April 18, 2016
English
Individuals across the world use high-transaction-cost savings devices, even when lower-cost technologies are available. High costs may help savers protect resources from the demands of others. I investigate this hypothesis by randomly assigning ATM cards to 1,100 newly-opened bank accounts in rural Kenya. These cards reduced withdrawal fees by 50 percent. While the cards increased overall account use, the positive treatment effect is entirely driven by joint and male-owned accounts. I also find that individuals with low levels of household bargaining power save less when accounts have ATM cards, while individuals with high levels of household bargaining power save more.
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Working Paper
Date:
April 14, 2016
Spanish A4
In Colombia, we have continued our global tradition of rigorous, applicable research by building foundational research capacity and conducting evaluations in areas of pressing national concern. Examples of our research below offer promising insights into everyday issues for Colombians. 
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Brief
Date:
April 10, 2016
English
Through a field experiment in Afghanistan, we show that default enrollment in payroll deductions increases rates of savings by 40 percentage points, and that this increase is driven by present-biased preferences. Working with Afghanistan’s primary mobile phone operator, we designed and deployed a new mobile phone-based automatic payroll deduction system. Each of 967 employees at the country’s largest firm was randomly assigned a default contribution rate (either 0% or 5%) as well as a matching incentive rate (0%, 25%, or 50%). We find that employees initially assigned a default contribution rate of 5% are 40 percentage points more likely to contribute to the account 6 months later than individuals assigned to a default contribution rate of zero; to achieve this effect through financial incentives alone would require a 50% match from the employer. We also find evidence of habit formation: default enrollment increases the likelihood that employees continue to save after the trial ended,...
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Working Paper
Date:
April 09, 2016
English
We show that extremely poor, war-affected women in northern Uganda have high returns to a package of $150 cash, five days of business skills training, and ongoing supervision. Sixteen months after grants, participants doubled their microenterprise ownership and incomes, mainly from petty trading. We also show these ultrapoor have too little social capital, but that group bonds, informal insurance, and cooperative activities could be induced and had positive returns. When the control group received cash and training 20 months later, we varied supervision, which represented half of the program costs. A year later, supervision increased business survival but not consumption.
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Published Paper
Date:
April 01, 2016
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Background. By 2009, two decades of war and widespread displacement left the majority of the population of Northern Uganda impoverished. Methods. This study used a cluster-randomized design to test the hypothesis that a poverty alleviation program would improve economic security and reduce symptoms of depression in a sample of mostly young women. Roughly 120 villages in Northern Uganda were invited to participate. Community committees were asked to identify the most vulnerable women (and some men) to participate. The implementing agency screened all proposed participants, and a total of 1800 were enrolled. Following a baseline survey, villages were randomized to a treatment or wait-list control group. Participants in treatment villages received training, start-up capital, and follow-up support. Participants, implementers, and data collectors were not blinded to treatment status. Results. Villages were randomized to the treatment group (60 villages with 896 participants) or the wait-lis...
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Published Paper
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March 30, 2016

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