Technology adoption is the introduction and acceptance of modern technological innovations. From the use of fertilizers in agriculture, to fingerprinting high-risk borrowers who need loans, to using a hand-pump to irrigate crops, technology adoption can increase productivity and financial capability for those who need it most. IPA's research in this area explore ways to increase the use of proven technologies and also investigates the barriers to use.

Technology adoption often requires investments over time.  As farmers realize new information about the costs and benefits of investments, they may abandon the newly adopted technology shortly...

Advances in payments technology have the potential to improve the efficiency of slow and corrupt public welfare programs.