Digital Finance

IPA Launches $5.4 Million Initiative to Protect Digital Finance Users

IPA has launched the first-ever fund for experimental consumer protection work in emerging markets.

Using Mobile Platforms to Save for the Future: Evidence from Kenya

Co-written with Alejandra Martinez

Nudges for Financial Health: Global Evidence for Improved Product Design

Despite good intentions, people often make less-than-optimal financial choices. In this series, we match insights from our global research in behavioral economics with specific financial service...

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Togo’s Novissi Cash Transfer: Designing and Implementing a Fully Digital Social Assistance Program during COVID-19	The Impact of Emergency Cash Assistance in a Pandemic: Experimental Evidence from Colombia
Cash Transfers in the Philippines: Empowering Households for Economic Recovery	Improving Shock-Coping with Precautionary Savings: Effects of Mobile Banking on Transactional Sex in Kenya
Fintech and Household Resilience to Shocks: Evidence from Digital Loans in Kenya	, , Building Resilience through Financial Inclusion: A Review of Existing Evidence and Knowledge Gaps
Zambia Bulletin Volume 11	High Hopes: experimental evidence on saving and the transition to high school in Kenya
, Climate Change and Financial Inclusion	, Women’s Economic Empowerment Through Financial Inclusion
, Nudges for Financial Health: Global Evidence for Improved Product Design	Top of Mind
The Power of Doing Nothing	, Beyond the Classroom: Evidence on New Directions in Financial Education
Building State Capacity: Evidence from Biometric Smartcards in India	General Equilibrium Effects of (Improving) Public Employment Programs: Experimental Evidence from India

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Digital Credit and Donor Funds: Public Goods for Private Companies?	Learning About Digital Benefit Payments in a Pandemic
IPA Launches $5.4 Million Initiative to Protect Digital Finance Users	Using Mobile Platforms to Save for the Future: Evidence from Kenya
CREDIT: CONSAR Social Effects in the Age of Digital Finance	CREDIT: CONSAR Efectos sociales en la era de las finanzas digitales
To Fee or Not to Fee? Designing Inclusive Savings Products for Women	Closing the Gender Gap in Digital Finance: Tailored Products Are Not Enough
CREDIT: Dario Rodriguez The Potential Payoff of Electronic Wages: What Employers Need to Know	The Hidden Cost of Digital Convenience
How Do Mobile Money Fee Structures Impact the Poor?	Who’s the Boss: Standing Up for the End User of Digital Payments
Beyond RCTs: How Rapid-Fire Testing Can Build Better Financial Products	Market vendor in Uganda receiving a mobile money payment CREDIT: Will Boase Testing Products, Scaling Solutions: A Call for New Research to Advance Digital Financial Services in the Developing World
CREDIT: Jan Chipchase Mobile-izing Savings with Defaults in Afghanistan	CREDIT: Tugela Rid Three Experts Look into the Future of Digital Finance

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In Vox, What a Study in Kenya Can Teach Us About Improving the Lives of the Unbanked	Cash Transfers and Mobile Money in Project Syndicate
Kenya's The Standard on Digital Consumer Protection Study	Researchers Report on Mobile Money and Savings Results in Harvard Business Review
In the Financial Times, How Data Can Help Philanthropy Measure What Matters	IPA Study on Mobile Money Featured in The Economist
The Daily Star Features IPA Studies on Mobile Finance and Gender Inequality in Bangladesh	IPA Mobile Money study in Wall Street Journal
Mobile Money Services Like M-PESA Key to Poverty Reduction In Africa	Here’s why mobile banking can help India beat poverty
Mobile phones are transforming Africa	Research Shows Mobile Banking Lifting Hundreds of Thousands from Poverty
Thousands of Kenyan single mothers, widows use mobile money to escape poverty	The evidence is in: mobile money can help close the gender gap
The long-run poverty and gender impacts of mobile money	Dial M For Money: Can Mobile Banking Lift People Out Of Poverty?

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IPA Philippines Hosts Design Workshop for Nimble Experimentation on Digital Financial Inclusion	Delivering Last Mile Financial Services: A Focus on Women Entrepreneurs
IPA Philippines Presents on Research and Experimentation on Digital Financial Inclusion	IPA Co-Presents at Consumer Protection Stakeholder Validation Workshop
IPA Trains the Uganda Communications Commission on Data Analysis for Consumer Protection	IPA Trains the Uganda Communications Commission on Data Analysis for Consumer Protection
IPA Trains the Uganda Communications Commission on Data Analysis for Consumer Protection	IPA Presents at Virtual Training on Consumer Protection and Financial Education for Digital Financial Services
IPA Presents at Virtual Conference on Social Protection in the Time of COVID-19	IPA Presents at Virtual Conference on Social Protection in the Time of COVID-19
IPA Presents at Virtual Conference on Social Protection in the Time of COVID-19	IPA Presents at ITU Webinar on Research Methods to Identify COVID-Related Financial Crimes
IPA Presents Evidence on Financial Education and Consumer Protection at CEMLA's XI Conference	IPA Presents Evidence on Financial Education and Consumer Protection at CEMLA's XI Conference
IPA and UNCDF Myanmar Co-Host Digital Finance Workshop	IPA, IFPRI, and Mercy Corps Convene Financial Inclusion and Climate Resilience Roundtable

Monitoring Digital Financial Payments of Cash Transfers in the Philippines	Improving Local Tax Collection Through Technology in Ghana
Deferring Wages and Labor Supply in Malawi	The Impact of School Fee Loans on Educational Outcomes in Uganda
The Impact of a Digital Credit for Small-Scale Farmers in Ghana	The Impact of Mobile Money Savings on Transactional Sex in Western Kenya
The Impact of Digital Credit on Kenyan Households' Resilience to Financial Shocks	The Impact of a Women-Specific Credit Scoring Model on Women’s Access to Credit in the Dominican Republic
The Effects of Mobile Money on Household Financial Resilience in Kenya	Leveraging Government Transfers to Offer Low-Risk Microcredit in the Dominican Republic
The Long-Term Effects of Access to Mobile Money in Kenya	The Impact of Smartcard Electronic Transfers on Public Distribution
Mobile-izing Savings: Defined-Contribution Savings on a Mobile Money Platform in Afghanistan	High Hopes - Saving for High School with a Mobile-Money Lock-Box
The Real Effects of Electronic Wage Payments in Bangladesh	Financial Inclusion for the Rural Poor Using Agent Networks

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