In Ghana, many traditional credit providers like banks and microfinance institutions are wary of extending credit to small-scale farmers, fearful that they will inherit the risks inherent to farming; with limited access to traditional, formal credit, many farmers must rely on costly, informal loans. Researchers are evaluating the impact of an innovative mobile phone-based digital finance program on loan repayment rates, investment decisions, savings, and use of other financial services, as we
In 2016, Myanmar started a new land reform intended to improve the land tenure rights of their lower income citizens. Acknowledging the importance of evidence to support the land reform, the research and advocacy organization Landesa partnered with IPA to conduct a mixed methods study to better understand the extent of landlessness in the Ayeyarwady Region, the connection between land tenure rights and food security, as well as the extent of women and men’s knowledge of their land rights.
Many Americans have accumulated staggering debt loads, limiting their ability to achieve financial stability. While some nonprofit and financial institutions have programs designed to help borrowers repay and reduce debt with personalized debt management plans, many people drop out of these programs in the first year.
Many poor women around the world rely on sexual partners for the purpose of financial assistance, particularly when faced with financial setbacks. Providing these women with appropriate financial tools has the potential to reduce transactional sex as a coping strategy and reduce exposure to sexually transmitted infections.
As conflict forcibly displaces millions of people, social ties and trust across groups can disintegrate and be difficult to rebuild after violence subsides. Positive and cooperative intergroup contact has the potential to reduce prejudice and improve relationships with outgroup members. Researchers evaluated the impact of mixed Christian-Muslim soccer teams on social cohesion and interactions between these groups in an ISIS-affected area of Iraq.
Youth unemployment and underemployment are pressing policy challenges in Sub-Saharan Africa and job-training programs have not proven to be effective (or cost-effective) at improving youth labor market outcomes. In Ghana, researchers conducted a randomized evaluation to estimate the impact of a government program that placed young people in traditional apprenticeships and matched them with training providers.
Access to electricity can bring significant economic benefits to communities, but in many rural areas extending the electrical grid can be costly, difficult, and unreliable. Decentralized, “off-grid” energy systems such as solar mini-grids may be another effective way to provide energy to communities that do not have access to an electrical grid, but less is known about their impacts, particularly for women.
Despite large investments in elections globally, questions remain about whether officials are truly representing their constituents. Researchers partnered with the two major political parties in Sierra Leone and conducted a randomized evaluation to test the impact of providing reliable information on potential candidates’ qualifications and sharing voter preferences with party officials during Parliamentary elections.
Many farming households in sub-Saharan Africa lack access to formal credit and struggle to make ends meet between harvests. In a previous evaluation, researchers found that increasing access to credit during the hungry season helped farming households in rural Zambia allocate labor more efficiently, leading to improvements in productivity and well-being.
In countries with conditional cash transfer programs, volunteers or modestly-paid community workers often play a significant role in supporting beneficiaries in complying with the program requirements upon which their cash transfers are conditioned.
Globally, violence is a leading risk factor for premature death and morbidity for women. In Uganda, more than half of women have experienced physical and/or sexual violence by an intimate partner at least once in their lifetime. A small but growing body of literature focuses on addressing intimate partner violence (IPV) by leveraging existing social institutions, but few studies have looked at faith-based sources of authority.
In Pakistan, take-up and use of mobile money accounts has been relatively low despite the fact that mobile money is potentially less expensive, more convenient, and can offer a wider range of financial services than many other payment channels. Researchers aimed to conduct a randomized evaluation investigating the impact of incentivizing mobile account holders to refer their friends or relatives to use mobile money on the take-up and sustained usage of mobile money.
Women across the world face systemic challenges to their health and safety, including intimate partner violence, sexual violence, forced marriage, and disempowerment within the household. One potential way to counter these issues is through media messaging that is designed to change people’s attitudes and behavior.
Expanding credit access to small- and medium-sized agricultural producers is an important policy challenge, given the millions of livelihoods affected along its supply chain. Researchers used data on loans to coffee processors across 24 developing countries to study credit and insurance constraints in the coffee sector and assessed whether relationships between lenders and coffee mills could mitigate strategic default.
Digital loans, through mobile platforms such as Kenya’s M-Pesa, may be a way to increase access to affordable credit. Researchers used a regression discontinuity design to measure the impact of M-Shwari, a short-term savings and loan service run through M-Pesa, on access to credit, resilience, and savings of Kenyan households. Results show M-Shwari increased access to credit from any source.
A key step toward designing an inclusive peace process is understanding the knowledge, perceptions, and expectations of the people involved. With this in mind, the Joint Peace Fund, an initiative that supports the peace process in Myanmar with technical, financial, and advisory assistance, is working with IPA and Myanmar Survey Research to gather quantitative and qualitative data on public knowledge and understanding of Myanmar’s peace process.
The garment industry has expanded women’s employment opportunities in the urban job market in Bangladesh. However, jobs available to women at factories are typically limited to junior positions. This study evaluates the effectiveness of a program that provides female garment workers with skills that lead to promotion to supervisory positions.
Low-income women disproportionately lack access to credit in developing countries, often because they are less likely to have credit histories, property rights, or formal earnings. Researchers are partnering with a bank and a mobile money operator in the Dominican Republic to evaluate the impact of credit scoring models designed specifically for women on access to credit.
More than a third of all women of reproductive age in sub-Saharan Africa are anemic. Women from low-income communities involved in fish-smoking may be at increased risk because of inadequate diets, exposure to infectious pathogens, as well as particulate matter and other pollutants through smoke.
Microenterprises such as produce vendors face disadvantages compared to larger firms in sourcing inventory because they must travel frequently to restock and pay higher costs when doing so. Researchers evaluated Agruppa, a mobile phone-based technology service, which creates virtual buyer groups to buy more cheaply in bulk. The evaluation found that initial demand for the service was high, saving business owners time and expense, and increasing profits on certain staple goods.