In the United States, private giving to charitable causes has grown significantly in the past several decades. Among the tactics commonly used to solicit donations are matching gifts. This study explored the importance of price on charitable giving by randomly varying the rates of matching gifts and measuring the subsequent effect on donations.
We evaluate a novel microfinance model in which new customers need to gain sponsorship by an existing customer. We investigate how relationships between individuals and social networks impact repayment behaviour. This individual lending program screens clients and enforces good practices much in the same way as more traditional group lending does, but allows microcredit to be extended to those who might not qualify or be interested in a group liability loan.
Accessing safe drinking water is a major challenge in many developing countries. In order to improve access to safe drinking water, Relief International (RI) has developed a rainwater storage device (RSD), which consists of a rubber bag approximately 1.5m across and 1.5m tall when full. Researchers are evaluating this new technology in Kamwenge district in Uganda.
In sub-Saharan Africa, many of the region’s poor are small-scale farmers. While certain agronomic practices, such as pruning tree crops, can substantially increase yields, take-up of many such practices remains low, potentially resulting in lower yields and profits. In Rwanda, researchers worked with TechnoServe to evaluate the impact of an agronomy training program on farmers’ knowledge and use of best practices in coffee-growing.
Growing evidence from psychology and behavioral economics research shows that behavior can be influenced by leveraging social norms and emotions. Researchers examined the effect of a series of informational messages on participation in a recycling program in Peru. The messages sought to elicit pressures such as social norms, peer comparison, conformity, authority, and the environmental or social benefits to increased participation.
Throughout the developing world, the family owned business is the most common form of enterprise. Though these types of businesses are prevalent, there is tremendous heterogeneity in the success of such firms. For instance, in the retail sector, some firms hold large inventories and earn significant profits, while others hold minimal stocks and provide little more than subsistence income for their owners.
Researchers study how cash advances and information delivered via text messages can encourage farmers to adopt efficient agricultural practices and new crop varieties.
Many subsistence entrepreneurs in developing countries do not maintain adequate business records which may limit their ability to streamline business operations and increase profits. This exploratory study was designed to explore take up and role of a new mobile application in helping small shopkeepers in Colombia to keep records, create business reports and manage other business tasks.
Demand for nontraditional cookstoves in Bangladesh is very low. While women—who bear disproportionate responsibility for cooking—have stronger preferences for improved stoves, they lack the authority to make purchase decisions.
The addition of health insurance to microcredit products is increasingly popular; but is it sustainable for microfinance institutions? This study complements other IPA research on hospitalization insurance in the Philippines and should provide important policy lessons on providing public services.
The majority of people living in Sub-Saharan Africa do not have access to electricity. Traditional power companies often find it too costly to bring electricity to rural and suburban areas, but in recent years, the cost of alternative energy sources like solar power has fallen dramatically.
Researchers are evaluating whether incentives to save are effective at increasing savings levels and whether these higher savings levels persist after the incentives are removed.
Can improved toilet facilities, combined with innovative accountability systems for maintenance, increase the use of community toilets in urban India?
While the accountability and inclusiveness of institutions are often considered key determinants of economic performance, there is little agreement about how institutions should be designed. Researchers evaluated the impact of a community-driven development program in Sierra Leone designed to establish more inclusive and accountable local decision-making infrastructure by providing villages with small development grants to be allocated by village committees.
Major bank mergers in the last few years have highlighted the debate about the effect of bank concentration. This debate has been extensively studied in the finance literature without conclusive results. While some studies find that bank concentration reduces access to credit, deters economic growth, and increases unemployment, others find that bank concentration increases access to credit, and can foster economic growth.
Conditional cash transfers have proven effective as incentives for the extreme poor to visit a health clinic or send their children to school. But are such programs sustainable? If the cash assistance is taken away, will families find themselves back where they started before the program? In this study, researchers evaluate if financial education and business training can help recipients graduate from a conditional cash transfer program, and what type of training is most beneficial.