Patricia Guzmán is a Research Analyst of IPA based in Colombia. She works in project development and financial inclusion projects. Before joining IPA, she served as a Financial Inclusion and New Technologies Researcher in the Colombian Insurance Association (Fasecolda). She has worked as Teacher Assistant of Macroeconomics III, Introduction to Macroeconomics, Social Economics, and Constitution and Democracy in the University of Los Andes. Patricia has also worked in the National Planning Department of Colombia. She holds a bachelor’s degree in Economics and a Minor in Philosophy from the University of Los Andes.