Raychel Ellis Schwartz is the Research Associate for IPA Malawi's Digital Credit Impact Evaluation. Prior to joining IPA, Raychel worked in a community center which supports Moscow's African immigrant population in Russia. Prior to this, Raychel managed a randomized control trial in Tanzania. Raychel holds a BA in International Relations from the College of William and Mary and an MA in International and Development Economics from Yale University. She speaks several languages, including Chichewa.