Media Coverage
Bloomberg BusinessWeek
December 13, 2007

Dean Karlan and Jonathan Zinman provide insight into the effects of expanded access to credit with findings from a South Africa study, whereby a lender offered loans to individuals who had previously been narrowly rejected for loans. The results: the lender saw some profits, and borrowers had more food on the table, better job retention, more spending on transportation to get to work, and a boost in credit ratings.

Related Projects:
Estimating the Impact of Small Consumer Loans on the Working Poor in South Africa