Media Coverage
March 05, 2009
IPA partners with a rural bank in Agusan del Norte Philippines have started a savings program to help smokers kick the habit by encouraging smokers to deposit their would be cigarette money into a savings account instead.
Banking in the Philippines
Jonathan Morduch
March 03, 2009

A recent post from Alex in the Philippines addressed the common uses of microfinance loans, which leads logically to two follow-up questions.  How do we actually know with any certainty what microfinance clients do with their loans given that money is fungible? And, secondly, should we care as long as the loans are paid back?

Dean Karlan, Jonathan Zinman
February 26, 2009

A frequent question that I get from friends and family members about the microfinance projects I work on for IPA is, “What do people actually do with the loans?”

Media Coverage
March 10, 2008
Cessation of smoking research conducted in the Philippines by Xavier Gine, Dean Karlan and Jon Zinman discussed in the NYTimes Freakonomics blog. Related Projects:The Impact of CARES Commitment Savings for Smoking Cessation in the Philippines
Media Coverage
January 24, 2008
Esther Duflo wondered whether there was anything that could be done about absentee teachers in rural India. She and colleague Rema Hanna tested the use of cameras to monitor teacher attendance (and salary incentives based on attendance records), and it worked. Related Projects:Encouraging Teacher Attendance through Monitoring with Cameras in Rural India
Media Coverage
December 18, 2006
The eleventh annual TIAA-CREF Paul A. Samuelson Award for Outstanding Scholarly Writing on Lifelong Financial Security awarded to Dean Karlan, President and Founder of Innovations for Poverty Action and Assistant Professor of Economics at Yale University, Nava Ashraf of Harvard Business School and Wesley Yin of the University of Chicago for their scholarly work on the importance of specialized savings products for the long-term financial security of the poor.
Media Coverage
August 02, 2006
The group lending model of microfinance in India can do with less stringency, according to Dean Karlan. Flexibility towards individual lending should be explored.