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IPA’s Peace & Recovery program is designed to support field experiments and related research in several broad areas:

  • Reducing violence and promoting peace
  • Reducing “fragility” (i.e. fostering state capability and institutions of decision making)
  • Preventing, coping with, and recovering from crises (focusing on conflict, but also including non-conflict humanitarian crises)

This document highlights the aims, core themes, research questions, and focus countries for P&R calls for proposals which will be taking place twice a year during 2018 and 2019.

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Report
Date:
February 02, 2018

A multi-faceted program comprising a grant of productive assets, training, coaching, and savings has been found to build sustainable income for those in extreme poverty. We focus on two important questions: whether a mere grant of productive assets would generate similar impacts (it does not), and whether access to a savings account and a deposit collection service would generate similar impacts (it does not).

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Type:
Working Paper
Date:
January 23, 2018
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This document provides application instructions for Round 1 (Fall 2017) of the Peace & Recovery (P&R) Program's request for proposals. The application process contains the following templates for applicants to complete when submitting their applications:

For more information about the request for proposals and P&R Program, read the Guiding Principles and Funding Priorities, and visit the P&R Competitive Fund page.

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Type:
Report
Date:
October 16, 2017

Past research suggests that improving citizen political knowledge and coordination can increase political participation and accountability and help channel grievances through democratic processes rather than conflict. A randomized field experiment in Peru demonstrates that civic education can sometimes have perverse effects on these outcomes. I find that civic education workshops reduce participation in the district’s “participatory budgeting” process and increase support for protest as a tool for sanctioning politicians. Although the intervention increases the initiation of recalls for poor-performing mayors, these mayors respond to the recall threat by further reducing their effort. Taken together the evidence suggests that improved information and coordination of local elites is not sufficient to improve government performance where it has previous lagged. 

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Working Paper
Date:
September 15, 2017
English

Reminders can increase savings deposits at almost no cost to providers

Despite good intentions, people often make less-than-optimal financial choices. In this series, we match insights from our global research in behavioral economics with specific financial product and service opportunities for U.S. providers. Providers can use these evidence-based insights to expand financial inclusion, improve client offerings, and continue to promote financial health.

Providing access to savings accounts is an important step in bringing financial services to the poor, but access alone does not guarantee people will save. Many people struggle to develop good savings habits because they put off saving until a future time, or face so many seemingly urgent needs today that it is difficult to save for tomorrow, or they simply forget to save. Reminders that bring savings goals to the “top of mind” are a low-cost way to address these barriers and help clients reach their savings goals.

This brief is part of IPA’s Nudges for Financial Health series, which is available as a combined booklet here. The other briefs in the series can be downloaded individually: The Power of Doing Nothing, Count on Commitment.

Program area:
Type:
Brief
Date:
February 13, 2017
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Despite good intentions, people often make less-than-optimal financial choices. In this series, we match insights from our global research in behavioral economics with specific financial service and product design opportunities both for providers in the U.S. and in other countries. Providers can use these evidence-based insights to expand financial inclusion, improve client offerings, and continue to promote financial health.

This booklet combines a series of briefs, which are also available to download as individual briefs: Count on Commitment, The Power of Doing Nothing, Top of Mind.

Count on Commitment
Commitment devices are voluntary, binding arrangements that people make to reach specific goals that may otherwise be difficult to achieve. When built into savings products, commitment devices can help address behavioral and social obstacles to saving by providing a mechanism that forces people to save according to their self-set plans. These devices vary in terms of commitment activity, consequence for failing to fulfill the commitment, and control over how savings are spent. “Hard” commitments feature financial penalties for failure, whereas with “soft” commitments, the penalty is primarily psychological, as in letting down oneself or one’s community.

The Power of Doing Nothing
Automatic (“opt-out”) enrollment is a simple product design modification in which consumers are informed they will be automatically enrolled in a product or service unless they choose to opt out. Setting the default to “opt-out” instead of “opt-in” has been shown to significantly increase uptake of certain savings products and lead to behavior change through automation, for example by increasing participation in retirement and savings plans. It is important that financial services providers use these tools with care, fully and conspicuously inform their customers about the product or service into which they will be enrolled, and give customers full freedom to make a different choice or opt out at any time.

Top of Mind
Providing access to savings accounts is an important step in bringing financial services to the poor, but access alone does not guarantee people will save. Many people struggle to develop good savings habits because they put off saving until a future time, or face so many seemingly urgent needs today that it is difficult to save for tomorrow, or they simply forget to save. Reminders that bring savings goals to the “top of mind” are a low-cost way to address these barriers and help clients reach their savings goals.

 

Program area:
Type:
Brief
Date:
February 13, 2017

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