In Mexico, as in many other countries, retirement savings levels are low. The situation is worse for informal workers and the unemployed, who cannot rely on employer contributions to help build their nest eggs.
Expanding credit access to small- and medium-sized agricultural producers is an important policy challenge, given the millions of livelihoods affected along its supply chain. Researchers used data on loans to coffee processors across 24 developing countries to study credit and insurance constraints in the coffee sector and assessed whether relationships between lenders and coffee mills could mitigate strategic default.
Public insecurity and widespread mistrust of police among citizens is associated with decreased police legitimacy, which has negative consequences for effective policing. While research has identified individual police behaviors that can create more positive interactions with citizens, little is known about how police units can institutionalize justice and fairness into organizational capabilities.
In Mexico, one in four women have experienced physical and/or sexual violence by an intimate partner, and addressing violence against women remains a challenge across the world. This study evaluated the impact of a nurse-delivered screening and counseling program on intimate partner violence in Mexico City.
Compared to their counterparts in high-income countries, small and medium enterprises (SMEs) in low-and-middle-income countries, are often less productive, grow slower, and hire fewer workers. In Mexico, Innovations for Poverty Action worked with researchers to test if this lagging productivity could owe to lower managerial capacity. They found that providing subsidized managerial consulting to Mexican SMEs boosted their productivity and hiring.
A lack of access to finance can impede the potential for growth among small firms. To meet this finance gap and to encourage high-growth entrepreneurship, governments and multilateral agencies throughout the developing world often directly fund small and medium enterprises. Governments, however, have little guidance when it comes to choosing the firms with growth potential, and making sure that limited funds are targeted where they will spur the most growth.
More than 500 billion plastic bags are used every year, and in many cases they are only used once before becoming landfill waste or litter. Many developed and developing countries have adopted regulations to ban non-degradable bags or fees to reduce demand. This evaluation measured the impact of different in-store information campaigns on the consumption of plastic shopping bags and the sale of reusable bags in grocery stores across Mexico.
Adequate housing is thought to provide a number of benefits, including greater satisfaction with one’s quality of life, better mental and physical health, protection against extreme weather, and improved safety and defense against crime. Researchers measured the impact of improving the quality of slum housing on household wellbeing in El Salvador, Mexico, and Uruguay, with IPA implementing the evaluation in Mexico. Residents were selected to receive housing upgrades by lottery.
Now with more than 200 million borrowers, microcredit has been successful in bringing formal financial services to the poor. This has sparked a debate surrounding the question of fair interest rates given the poverty of many microfinance clients. Researchers measured the impact of different interest rates loan take-up, amount, and repayment rates among female clients of Compartamos Banco in Mexico.
Few studies have rigorously quantified the impact of microcredit loans. IPA partnered with Compartamos Banco to evaluate the social and economic impact of their principal village banking loan product by randomizing which new communities the bank entered. After an average of 26 months later, economic impacts were modest, with increases in business activity but not in profits or household income.
The study is designed as a survey with an embedded experiment and took advantage of Mexico's privatized social security system, which requires workers to choose their retirement investment funds (AFOREs) from an approved list. This research project will collect detailed survey data and implement a series of field experiments in order to further understand the factors that determine workers' investment choices.
In Mexico, the financial intermediary Caja Nacional del Sureste (CNS) observed that it was transferring a large amount of remittances to their clients but that very little savings was captured from this flow of money. Researchers partnered with CNS to investigate whether requiring clients to sign a non-binding agreement to save a predetermined amount of each remittance received could increase saving.