Microfinance & Enterprise
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Commitment Savings Accounts and Quitting Smoking in the Philippines Can financial incentives work to help people quit smoking? The CARES (Committed Action to Reduce and End Smoking) Program, creates a commitment contract that provides financial incentives for smokers who wish to quit smoking. Smokers offered the product were more likely to be smoke-free 6 and 12 months afterwards! Status: Complete |
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Impact of Malaria Education on the Health of Microfinance Clients in Benin Evaluating the impact of microlending combined with health education, and health products with Freedom From Hunger and PADME in Benin. Status: Ongoing |
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Health Education for Microcredit Clients in Peru Evaluating the impact of a mother and child nutrition health training on the health of microcredit clients and their children, as well as on the sustainability of the partner MFI. Status: Complete |
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Demand for Hospital Insurance in the Philippines Examining the take-up of a health insurance product offered to microfinance clients in order to study price sensitivity and assess the extent of adverse selection. Status: Complete |
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Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
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Saving for Health Expenditures in Kenya Testing the demand for and impact of commitment savings devices earmarked for health. Status: Ongoing |
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Savings Accounts for rural micro entrepreneurs in Kenya Testing the impact of formal savings accounts on savings, productive investment and expenditures among small-scale entrepreneurs in rural Western Kenya. Status: Complete |
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Providing Health Insurance Through Microfinance Networks in Rural India Status: Complete |
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Commitment Savings Accounts and Quitting Smoking in the Philippines Can financial incentives work to help people quit smoking? The CARES (Committed Action to Reduce and End Smoking) Program, creates a commitment contract that provides financial incentives for smokers who wish to quit smoking. Smokers offered the product were more likely to be smoke-free 6 and 12 months afterwards! Status: Complete |
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Impact of Rural Microcredit in Morocco Evaluating the impact of microcredit on poverty reduction in rural Morocco. Status: Complete |
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Evaluating Village Savings and Loan Associations in Malawi Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
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Borrower responses to fingerprinting for loan enforcement in Malawi Does fingerprinting microfinance borrowers improve repayment rates? Status: Complete |
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Microcredit for Women in Mexico Evaluating the social and economic impact of microcredit on individual borrowers and their communities. Status: Ongoing |
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The Impact of Microcredit in the Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Status: Complete |
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The Psychology of Debt: An Experiment in the Philippines Understanding why some micro entrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
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Examining the Effects of Crop Price Insurance for Farmers in Ghana Does insurance that protects farmers from low crop prices change the way that they invest? Status: Complete |
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Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines Evaluating the effectiveness of text message loan repayment reminders and message timing, framing, and personalization for micro-borrowers in the Philippines. Status: Complete |
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Text Message Reminders for Savings in the Philippines Measuring the price sensitivity for a savings product and the impact of information framing and regular reminders on households’ propensity to deposit money in a savings account. Status: Ongoing |
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Ultra Poor Graduation Pilot in Peru Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
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Ultra Poor Graduation Pilot in Honduras Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
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Commitment Savings Accounts for Remittance Receivers in Mexico Assessing the impact of a labeled savings account on the formal savings of funds for future, emergency needs. Status: Complete |
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Determinants of Microcredit Delinquency in the Philippines Studying the characteristics of microfinance clients who are more likely to default with the aim of helping microfinance institutions make better selection decisions. Status: Complete |
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Impact of Malaria Education on the Health of Microfinance Clients in Benin Evaluating the impact of microlending combined with health education, and health products with Freedom From Hunger and PADME in Benin. Status: Ongoing |
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Using a Referrals Program to Test for Asymmetric Information and Borrowers’ Ability to Influence Repayment Behavior of Fellow Borrowers in South Africa Examining whether borrowers have private information on the borrowing “types” of friends and family members, and whether borrowers are able to influence the repayment behavior of fellow borrowers, by attaching a referrals program to a personal loan product. Status: Complete |
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Interest Rates and Consumer Credit in South Africa Identifying evidence for moral hazard and adverse selection in microcredit. Status: Complete |
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Returns to Capital and MSE Management Consulting in Ghana Determining the impact of providing management consulting to micro and small enterprises in Accra. Status: Complete |
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Providing Business Mentoring to Micro-, Small- and Medium-sized Enterprises (SMEs) in Mexico Measuring the impact of mentoring SMEs on business and employment outcomes. Status: Complete |
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Savings Account Labeling and Financial Literacy Training for Susu Customers in Ghana Understanding the impact of and interaction between a new savings product and financial literacy training for Susu customers Status: Complete |
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Interest Rate Sensitivity among Village Banking Clients in Mexico Measuring the price elasticity of demand among microfinance clients. Status: Complete |
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Cosignatory Requirement as a Barrier for Women Accessing Credit in Peru Examining whether the cosignatory requirement is indeed acting as a barrier for women accessing credit. Status: Ongoing |
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Trust and Microfinance in Poor Communities in Peru Investigating what determines trust in social networks in poor communities and evaluating a novel microfinance model that aims to reach a broader array of clients through the incorporation of individual lending practices into an existing group lending model. Status: Ongoing |
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Evaluating Village Savings and Loan Associations in Ghana Understanding the types of people that participate in Village Savings & Loan Programs (VSLAs) and the programs' impact on households and communities. Status: Ongoing |
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Text Message Reminders and Incentives to Save in Bolivia Evaluating the impact of sending text message reminders to programmed savings clients on frequency and total amount of deposits received, as well as understanding what types of messages motivate clients to comply with their stated desires to save. Status: Complete |
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Health Education for Microcredit Clients in Peru Evaluating the impact of a mother and child nutrition health training on the health of microcredit clients and their children, as well as on the sustainability of the partner MFI. Status: Complete |
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Commitment Savings Products in the Philippines Evaluating the use of innovative savings products offered in the Philippines Status: Complete |
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Peeling Back the Layers of Group Liability in Bolivia Researchers ask if group liability models with smaller groups and less variance among member loans will attract more clients. Status: Ongoing |
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Group versus Individual Liability for Microfinance borrowers in the Philippines Microfinance based on group lending with individual liability presents no greater risk to lending institutions, and attracts more clients in the Philippines. Status: Complete |
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Evaluating the Saving for Change Program in Mali Evaluating the overall impact of the saving for change program in Mali and determining the most economical and effective way of spreading the program. Status: Ongoing |
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Deposit Collectors in the Philippines Evaluating the impact of door-to-door deposit collection service on clients’ saving and borrowing behaviors. Status: Complete |
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Marketing Effects in a Consumer Credit Market in South Africa Pricing the effect of psychological “features” on the take-up of a loan product in a mass-mailing marketing campaign. Status: Complete |
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Demand for Hospital Insurance in the Philippines Examining the take-up of a health insurance product offered to microfinance clients in order to study price sensitivity and assess the extent of adverse selection. Status: Complete |
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Debt Traps for Micro-Entrepreneurs in Chennai, India Understanding why some microentrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
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Small Consumer Loans for the Working Poor in South Africa Examining the impact – on the lender’s bottom line and borrowers’ household welfare – of expanding the supply of consumer credit to the working poor in South Africa. Status: Complete |
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Impact of Rural Credit in Peru Understanding the impact of credit and access to credit on the lives of the rural poor in Cuzco. Status: Ongoing |
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Financial Literacy, Short-run Impatience, and the Determinants of Saving and Financial Management in Chile Examining the effects of financial literacy and short-run impatience on investment and consumption decisions for Chilean households. Status: Ongoing |
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Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
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Psychological Responses to Microfinance Loan Recovery Strategies in Peru Measuring the persuasive power of group or individual pressure and optimistic or pessimistic spins to encourage loan repayment in Peru. Status: Complete |
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Business Education for Microcredit Clients in Peru Much microcredit is targeted at entrepreneurs, but not everyone has business skills or knowledge. Could business training help improve the borrowers' results? Women who received training increased their knowledge, improved their business practices, and had greater revenue. The lender benefited too: those clients had better repayment and were more likely to borrow again. Status: Complete |
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Ultra Poor Graduation Pilot in Ghana Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
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Ultra Poor Graduation Pilot in Ethiopia Can an intensive package of support lift the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training? Status: Ongoing |
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Northern Uganda Social Action Fund – Youth Opportunities Program The impact of unconditional cash transfers on employment, incomes, social cohesion and social stability Status: Ongoing |
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Evaluating the Efficacy of School Based Financial Education Programs Status: Ongoing |
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Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
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Motivating Take Up of Formal Savings Status: Ongoing |
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Savings, Subsidies and Sustainable Food Security in Mozambique Status: Ongoing |
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Smoothing the Cost of Education: Primary School Saving in Uganda Evaluating the impact of a savings program for primary school students and determining whether it can serve as a means to decrease student dropout rates. Status: Ongoing |
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Culture & Incentives: A Cross Country Field Experiment Status: Ongoing |
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Roots and Remedies: Persistent poverty and violence amongst urban street youth in Liberia Monrovia street youth exhibit extreme levels of impatience, self control problems, and violence. How can we create sustained behavioral change, from impulsive spending to saving and investment? Are increases in income and employment associated with lower aggression and violence? Status: Ongoing |
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Small and Medium Enterprise Financing and Mentoring Services in Emerging Markets in the Dominican Republic Recent work in the area of development finance has focused on poverty reduction through microfinance institutions (MFIs). These institutions are thought to enable entrepreneurship by providing small personal loans to borrowers who otherwise would have difficulty accessing capital markets, but new entrepreneurs are also faced with complex financial decisions for which they may be unprepared. Studies have shown that there is a strong association between higher financial literacy and better business decisions and outcomes, but there is little evidence on the best ways to quickly convey complex financial practices to business owners. Should courses place more weigh on conveying every aspect of complex materials, or teaching basic concepts in greater depth? Status: Complete |
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Informal Finance - Mapping Global Savings and Lending Practices To understand the potential gains from formal banking, we must first understand the risks and returns that the poor face from financial-service options in the informal sector. Yet, while informal financial products dominate the financial lives of the poor, we have scant data and analysis on either informal savings or informal debt. This project aims to fill that gap by collecting detailed information on a range of informal financial vehicles from countries across various regions of the world. Status: Ongoing |
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Starting a Lifetime of Saving: Teaching the Practice of Saving to Ugandan Youth Can a basic financial education program for youth change financial awareness, attitudes, knowledge, and behavior? Status: Ongoing |
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Returns to Consulting for Women Entrepreneurs Status: Ongoing |
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Estimating the Impact on the Lender's Bottom Line and Borrowers' Household Welfare of Expanding the Supply of Consumer Credit to the Working Poor in South Africa Demand for cash loans is price sensitive, particularly for higher than average interest rates in South Africa. Status: Complete |
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Group vs. Individual Micro-Lending in Peru Reexamining the institutional impacts of offering group liability vs. individual liability loans within a group lending program. Status: Ongoing |
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Expanding Access to Formal Savings Accounts in Malawi, Uganda, Chile, and the Philippines Status: Ongoing |
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Informative vs. Persuasive Advertising of Savings Products Status: Ongoing |
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Access to Savings in Nepal While savings research shows the promise of access to savings for specific demographics, i.e. entrepreneurs & members of ROSCAS, as well as through commitment devices, there is little evidence on impact of a simple savings account on the general population. Status: Ongoing |
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Improving Loan Repayment through Positive Incentives in Uganda Status: Complete |
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The Role of Mobile Banking in Expanding Trade Credit and Business Development in Kenya Status: Ongoing |
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Ultra Poor Graduation Pilot in Yemen Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
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Ultra Poor Graduation Pilot in Pakistan Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
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Ultra Poor Graduation Pilot in India Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
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Identifying Gazelles among Micro and Small Enterprises in Ghana Status: Ongoing |
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Limited insurance within the household in Kenya Status: Complete |
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Finding Missing Markets: An Agricultural Brokerage Intervention in Kenya Examining the impact of marketing assistance and trade credit among farmers' groups. Status: Complete |
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Saving for Health Expenditures in Kenya Testing the demand for and impact of commitment savings devices earmarked for health. Status: Ongoing |
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Using Internal Risk Models to determine changes in Committee Behaviors(MIR) Status: Ongoing |
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Before and After Comparison of Innovative Mobile Applications for Micro Retailers in Colombia Status: Ongoing |
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Supply Chain Financing for Dairy Farmers Status: Complete |
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Experimenting for Entrepreneurship Status: Ongoing |
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Unconditional Cash Transfers in Kenya Status: Ongoing |
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Reducing Barriers to Saving in Malawi Can reducing barriers to savings in rural areas increase agricultural outputs and consumption? Status: Complete |
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Human Capital, Financial Capital and the Economic Empowerment of Female Adolescents in Tanzania Status: Ongoing |
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Access to Work: Facilitating Migration in the Philippines Status: Ongoing |
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Alarm Boxes: Combining Commitment and Reminders Testing the impact of combining reminders (in the form of an alarm) and commitment devices (a lockbox) on increasing savings. Status: Ongoing |
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Remembering to Save: Timing of SMS Reminders in Ecuador Can text message reminders help poor Ecuadorians remember to save? Evaluating whether sending text message reminders that vary in terms of timing, frequency, and duration to programmed savings clients positively affect frequency of deposit transactions and total amount of deposits received. Status: Complete |
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Responses to Degree of Control over Remittances in El Salvador Status: Complete |
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Ethiopia: More Sweatshops for Africa? An Experimental Study of Firms, Factory Labor, and Poverty Alleviation Status: Ongoing |
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Using Encouragement to Overcome Psychological Barriers to Saving in Peru Assessing the effects of various bank marketing and communication tools with clients to foster savings. Status: Complete |
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Returns to Capital among Microenterprises in Ghana Measuring the return to capital among male and female microenterprise owners in urban Ghana. Status: Ongoing |
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Savings Accounts for rural micro entrepreneurs in Kenya Testing the impact of formal savings accounts on savings, productive investment and expenditures among small-scale entrepreneurs in rural Western Kenya. Status: Complete |
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Evaluating Village Savings and Loan Associations in Uganda Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
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Financial Education Delivered through Radio and Videos among Low-Income Households in Cuzco, Peru Investigating the impact of a technology-based financial literacy program on savings, repayment and retention rates among Peruvian microcredit clients Status: Complete |
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Psychology of Savings: Commitment Savings Programs in the Philippines Status: Ongoing |
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Urban Property Rights in Mongolia Status: Ongoing |
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Increasing Savings and Reducing Reliance on Credit Card Debt for Low-Income Individuals in Washington DC Status: Ongoing |
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Financial Education and Commitment Savings Contracts to Reduce Credit Card Reliance and Mobilize Savings among Low-Income U.S. Households Status: Ongoing |
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Using Behavioral Economics to Help Households Reduce Debt Status: Ongoing |
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Introducing Financial Services to Newly Monetized Native Amazonians Status: Ongoing |
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Providing Health Insurance Through Microfinance Networks in Rural India Status: Complete |
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Business training for women in Ahmedebad, India Status: Ongoing |
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Information and social interaction in savings decisions Status: Complete |
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The miracle of microfinance? Evidence from a randomized evaluation Microcredit has spread rapidly since its beginnings in the late 1970s, but whether and how much it helps the poor is the subject of intense debate. Does the introduction of microcredit in the slums of Hyderabad, India have the power to transform lives? Status: Complete |
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Home Economics: Strategic Savings in Kenya Status: Complete |
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Enhancing the Development Impact of Remittances: Direct Payment and Savings Facilities for Filipino Workers in Qatar Status: Ongoing |
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Brain Drain in Ghana What are the determinants and effects of "brain drain", the emigration of highly skilled workers? Status: Ongoing |
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Agricultural Microfinance in Mali What constraints prevent farmers from taking on potentially profitable investments? Status: Ongoing |
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Training Women to Grow Microenterprises Evaluating the impact of small business training and capital grants on microenterprise owners and potential entrepreneurs in Sri Lanka. Status: Ongoing |
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Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
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Training and Technical Assistance for New Entrepreneurs in Morocco Status: Ongoing |
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Making the Jump to Employer: What does it take? Evaluating the impact of small business training, saving programs, and wage subsidies on getting microenterprise owners to hire employees. Status: Ongoing |
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Does Microfinance Promote Generosity? Evidence from India. Does Microfinance Promote Generosity? Status: Ongoing |
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Financial Literacy and Privatized Social Security in Mexico Status: Ongoing |
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The Return to Capital for Small Retailers in Kenya Measuring returns to capital for small rural retailers and examining the sources of deviations from efficiency and of heterogeneity in firms and their returns. Status: Complete |
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Commitment Savings Accounts and Quitting Smoking in the Philippines Can financial incentives work to help people quit smoking? The CARES (Committed Action to Reduce and End Smoking) Program, creates a commitment contract that provides financial incentives for smokers who wish to quit smoking. Smokers offered the product were more likely to be smoke-free 6 and 12 months afterwards! Status: Complete |
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Evaluating Village Savings and Loan Associations in Malawi Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
The Psychology of Debt: An Experiment in the Philippines Understanding why some micro entrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
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Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines Evaluating the effectiveness of text message loan repayment reminders and message timing, framing, and personalization for micro-borrowers in the Philippines. Status: Complete |
|
Text Message Reminders for Savings in the Philippines Measuring the price sensitivity for a savings product and the impact of information framing and regular reminders on households’ propensity to deposit money in a savings account. Status: Ongoing |
|
Determinants of Microcredit Delinquency in the Philippines Studying the characteristics of microfinance clients who are more likely to default with the aim of helping microfinance institutions make better selection decisions. Status: Complete |
|
Providing Business Mentoring to Micro-, Small- and Medium-sized Enterprises (SMEs) in Mexico Measuring the impact of mentoring SMEs on business and employment outcomes. Status: Complete |
|
Evaluating Village Savings and Loan Associations in Ghana Understanding the types of people that participate in Village Savings & Loan Programs (VSLAs) and the programs' impact on households and communities. Status: Ongoing |
|
Text Message Reminders and Incentives to Save in Bolivia Evaluating the impact of sending text message reminders to programmed savings clients on frequency and total amount of deposits received, as well as understanding what types of messages motivate clients to comply with their stated desires to save. Status: Complete |
|
Commitment Savings Products in the Philippines Evaluating the use of innovative savings products offered in the Philippines Status: Complete |
|
Debt Traps for Micro-Entrepreneurs in Chennai, India Understanding why some microentrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Financial Literacy, Short-run Impatience, and the Determinants of Saving and Financial Management in Chile Examining the effects of financial literacy and short-run impatience on investment and consumption decisions for Chilean households. Status: Ongoing |
|
Starting a Lifetime of Saving: Teaching the Practice of Saving to Ugandan Youth Can a basic financial education program for youth change financial awareness, attitudes, knowledge, and behavior? Status: Ongoing |
|
Saving for Health Expenditures in Kenya Testing the demand for and impact of commitment savings devices earmarked for health. Status: Ongoing |
|
Reducing Barriers to Saving in Malawi Can reducing barriers to savings in rural areas increase agricultural outputs and consumption? Status: Complete |
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Remembering to Save: Timing of SMS Reminders in Ecuador Can text message reminders help poor Ecuadorians remember to save? Evaluating whether sending text message reminders that vary in terms of timing, frequency, and duration to programmed savings clients positively affect frequency of deposit transactions and total amount of deposits received. Status: Complete |
|
Using Encouragement to Overcome Psychological Barriers to Saving in Peru Assessing the effects of various bank marketing and communication tools with clients to foster savings. Status: Complete |
|
Evaluating Village Savings and Loan Associations in Uganda Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Does Microfinance Promote Generosity? Evidence from India. Does Microfinance Promote Generosity? Status: Ongoing |
|
Commitment Savings Accounts and Quitting Smoking in the Philippines Can financial incentives work to help people quit smoking? The CARES (Committed Action to Reduce and End Smoking) Program, creates a commitment contract that provides financial incentives for smokers who wish to quit smoking. Smokers offered the product were more likely to be smoke-free 6 and 12 months afterwards! Status: Complete |
|
Evaluating Village Savings and Loan Associations in Malawi Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
The Psychology of Debt: An Experiment in the Philippines Understanding why some micro entrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines Evaluating the effectiveness of text message loan repayment reminders and message timing, framing, and personalization for micro-borrowers in the Philippines. Status: Complete |
|
Text Message Reminders for Savings in the Philippines Measuring the price sensitivity for a savings product and the impact of information framing and regular reminders on households’ propensity to deposit money in a savings account. Status: Ongoing |
|
Commitment Savings Accounts for Remittance Receivers in Mexico Assessing the impact of a labeled savings account on the formal savings of funds for future, emergency needs. Status: Complete |
|
Savings Account Labeling and Financial Literacy Training for Susu Customers in Ghana Understanding the impact of and interaction between a new savings product and financial literacy training for Susu customers Status: Complete |
|
Evaluating Village Savings and Loan Associations in Ghana Understanding the types of people that participate in Village Savings & Loan Programs (VSLAs) and the programs' impact on households and communities. Status: Ongoing |
|
Text Message Reminders and Incentives to Save in Bolivia Evaluating the impact of sending text message reminders to programmed savings clients on frequency and total amount of deposits received, as well as understanding what types of messages motivate clients to comply with their stated desires to save. Status: Complete |
|
Commitment Savings Products in the Philippines Evaluating the use of innovative savings products offered in the Philippines Status: Complete |
|
Evaluating the Saving for Change Program in Mali Evaluating the overall impact of the saving for change program in Mali and determining the most economical and effective way of spreading the program. Status: Ongoing |
|
Deposit Collectors in the Philippines Evaluating the impact of door-to-door deposit collection service on clients’ saving and borrowing behaviors. Status: Complete |
|
Financial Literacy, Short-run Impatience, and the Determinants of Saving and Financial Management in Chile Examining the effects of financial literacy and short-run impatience on investment and consumption decisions for Chilean households. Status: Ongoing |
|
Evaluating the Efficacy of School Based Financial Education Programs Status: Ongoing |
|
Motivating Take Up of Formal Savings Status: Ongoing |
|
Savings, Subsidies and Sustainable Food Security in Mozambique Status: Ongoing |
|
Smoothing the Cost of Education: Primary School Saving in Uganda Evaluating the impact of a savings program for primary school students and determining whether it can serve as a means to decrease student dropout rates. Status: Ongoing |
|
Roots and Remedies: Persistent poverty and violence amongst urban street youth in Liberia Monrovia street youth exhibit extreme levels of impatience, self control problems, and violence. How can we create sustained behavioral change, from impulsive spending to saving and investment? Are increases in income and employment associated with lower aggression and violence? Status: Ongoing |
|
Informal Finance - Mapping Global Savings and Lending Practices To understand the potential gains from formal banking, we must first understand the risks and returns that the poor face from financial-service options in the informal sector. Yet, while informal financial products dominate the financial lives of the poor, we have scant data and analysis on either informal savings or informal debt. This project aims to fill that gap by collecting detailed information on a range of informal financial vehicles from countries across various regions of the world. Status: Ongoing |
|
Starting a Lifetime of Saving: Teaching the Practice of Saving to Ugandan Youth Can a basic financial education program for youth change financial awareness, attitudes, knowledge, and behavior? Status: Ongoing |
|
Expanding Access to Formal Savings Accounts in Malawi, Uganda, Chile, and the Philippines Status: Ongoing |
|
Informative vs. Persuasive Advertising of Savings Products Status: Ongoing |
|
Access to Savings in Nepal While savings research shows the promise of access to savings for specific demographics, i.e. entrepreneurs & members of ROSCAS, as well as through commitment devices, there is little evidence on impact of a simple savings account on the general population. Status: Ongoing |
|
Limited insurance within the household in Kenya Status: Complete |
|
Saving for Health Expenditures in Kenya Testing the demand for and impact of commitment savings devices earmarked for health. Status: Ongoing |
|
Reducing Barriers to Saving in Malawi Can reducing barriers to savings in rural areas increase agricultural outputs and consumption? Status: Complete |
|
Alarm Boxes: Combining Commitment and Reminders Testing the impact of combining reminders (in the form of an alarm) and commitment devices (a lockbox) on increasing savings. Status: Ongoing |
|
Remembering to Save: Timing of SMS Reminders in Ecuador Can text message reminders help poor Ecuadorians remember to save? Evaluating whether sending text message reminders that vary in terms of timing, frequency, and duration to programmed savings clients positively affect frequency of deposit transactions and total amount of deposits received. Status: Complete |
|
Using Encouragement to Overcome Psychological Barriers to Saving in Peru Assessing the effects of various bank marketing and communication tools with clients to foster savings. Status: Complete |
|
Savings Accounts for rural micro entrepreneurs in Kenya Testing the impact of formal savings accounts on savings, productive investment and expenditures among small-scale entrepreneurs in rural Western Kenya. Status: Complete |
|
Evaluating Village Savings and Loan Associations in Uganda Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Psychology of Savings: Commitment Savings Programs in the Philippines Status: Ongoing |
|
Increasing Savings and Reducing Reliance on Credit Card Debt for Low-Income Individuals in Washington DC Status: Ongoing |
|
Financial Education and Commitment Savings Contracts to Reduce Credit Card Reliance and Mobilize Savings among Low-Income U.S. Households Status: Ongoing |
|
Using Behavioral Economics to Help Households Reduce Debt Status: Ongoing |
|
Home Economics: Strategic Savings in Kenya Status: Complete |
|
Making the Jump to Employer: What does it take? Evaluating the impact of small business training, saving programs, and wage subsidies on getting microenterprise owners to hire employees. Status: Ongoing |
|
Commitment Savings Accounts and Quitting Smoking in the Philippines Can financial incentives work to help people quit smoking? The CARES (Committed Action to Reduce and End Smoking) Program, creates a commitment contract that provides financial incentives for smokers who wish to quit smoking. Smokers offered the product were more likely to be smoke-free 6 and 12 months afterwards! Status: Complete |
|
Text Message Reminders for Savings in the Philippines Measuring the price sensitivity for a savings product and the impact of information framing and regular reminders on households’ propensity to deposit money in a savings account. Status: Ongoing |
|
Commitment Savings Accounts for Remittance Receivers in Mexico Assessing the impact of a labeled savings account on the formal savings of funds for future, emergency needs. Status: Complete |
|
Commitment Savings Products in the Philippines Evaluating the use of innovative savings products offered in the Philippines Status: Complete |
|
Deposit Collectors in the Philippines Evaluating the impact of door-to-door deposit collection service on clients’ saving and borrowing behaviors. Status: Complete |
|
Informative vs. Persuasive Advertising of Savings Products Status: Ongoing |
|
Alarm Boxes: Combining Commitment and Reminders Testing the impact of combining reminders (in the form of an alarm) and commitment devices (a lockbox) on increasing savings. Status: Ongoing |
|
Using Encouragement to Overcome Psychological Barriers to Saving in Peru Assessing the effects of various bank marketing and communication tools with clients to foster savings. Status: Complete |
|
Increasing Savings and Reducing Reliance on Credit Card Debt for Low-Income Individuals in Washington DC Status: Ongoing |
|
Financial Education and Commitment Savings Contracts to Reduce Credit Card Reliance and Mobilize Savings among Low-Income U.S. Households Status: Ongoing |
|
Using Behavioral Economics to Help Households Reduce Debt Status: Ongoing |
|
Commitment Savings Accounts and Quitting Smoking in the Philippines Can financial incentives work to help people quit smoking? The CARES (Committed Action to Reduce and End Smoking) Program, creates a commitment contract that provides financial incentives for smokers who wish to quit smoking. Smokers offered the product were more likely to be smoke-free 6 and 12 months afterwards! Status: Complete |
|
The Psychology of Debt: An Experiment in the Philippines Understanding why some micro entrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines Evaluating the effectiveness of text message loan repayment reminders and message timing, framing, and personalization for micro-borrowers in the Philippines. Status: Complete |
|
Text Message Reminders for Savings in the Philippines Measuring the price sensitivity for a savings product and the impact of information framing and regular reminders on households’ propensity to deposit money in a savings account. Status: Ongoing |
|
Determinants of Microcredit Delinquency in the Philippines Studying the characteristics of microfinance clients who are more likely to default with the aim of helping microfinance institutions make better selection decisions. Status: Complete |
|
Savings Account Labeling and Financial Literacy Training for Susu Customers in Ghana Understanding the impact of and interaction between a new savings product and financial literacy training for Susu customers Status: Complete |
|
Trust and Microfinance in Poor Communities in Peru Investigating what determines trust in social networks in poor communities and evaluating a novel microfinance model that aims to reach a broader array of clients through the incorporation of individual lending practices into an existing group lending model. Status: Ongoing |
|
Text Message Reminders and Incentives to Save in Bolivia Evaluating the impact of sending text message reminders to programmed savings clients on frequency and total amount of deposits received, as well as understanding what types of messages motivate clients to comply with their stated desires to save. Status: Complete |
|
Commitment Savings Products in the Philippines Evaluating the use of innovative savings products offered in the Philippines Status: Complete |
|
Deposit Collectors in the Philippines Evaluating the impact of door-to-door deposit collection service on clients’ saving and borrowing behaviors. Status: Complete |
|
Marketing Effects in a Consumer Credit Market in South Africa Pricing the effect of psychological “features” on the take-up of a loan product in a mass-mailing marketing campaign. Status: Complete |
|
Debt Traps for Micro-Entrepreneurs in Chennai, India Understanding why some microentrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Financial Literacy, Short-run Impatience, and the Determinants of Saving and Financial Management in Chile Examining the effects of financial literacy and short-run impatience on investment and consumption decisions for Chilean households. Status: Ongoing |
|
Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
|
Psychological Responses to Microfinance Loan Recovery Strategies in Peru Measuring the persuasive power of group or individual pressure and optimistic or pessimistic spins to encourage loan repayment in Peru. Status: Complete |
|
Motivating Take Up of Formal Savings Status: Ongoing |
|
Culture & Incentives: A Cross Country Field Experiment Status: Ongoing |
|
Before and After Comparison of Innovative Mobile Applications for Micro Retailers in Colombia Status: Ongoing |
|
Alarm Boxes: Combining Commitment and Reminders Testing the impact of combining reminders (in the form of an alarm) and commitment devices (a lockbox) on increasing savings. Status: Ongoing |
|
Remembering to Save: Timing of SMS Reminders in Ecuador Can text message reminders help poor Ecuadorians remember to save? Evaluating whether sending text message reminders that vary in terms of timing, frequency, and duration to programmed savings clients positively affect frequency of deposit transactions and total amount of deposits received. Status: Complete |
|
Using Encouragement to Overcome Psychological Barriers to Saving in Peru Assessing the effects of various bank marketing and communication tools with clients to foster savings. Status: Complete |
|
Increasing Savings and Reducing Reliance on Credit Card Debt for Low-Income Individuals in Washington DC Status: Ongoing |
|
Financial Education and Commitment Savings Contracts to Reduce Credit Card Reliance and Mobilize Savings among Low-Income U.S. Households Status: Ongoing |
|
Using Behavioral Economics to Help Households Reduce Debt Status: Ongoing |
|
Commitment Savings Accounts and Quitting Smoking in the Philippines Can financial incentives work to help people quit smoking? The CARES (Committed Action to Reduce and End Smoking) Program, creates a commitment contract that provides financial incentives for smokers who wish to quit smoking. Smokers offered the product were more likely to be smoke-free 6 and 12 months afterwards! Status: Complete |
|
The Impact of Microcredit in the Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Status: Complete |
|
The Psychology of Debt: An Experiment in the Philippines Understanding why some micro entrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines Evaluating the effectiveness of text message loan repayment reminders and message timing, framing, and personalization for micro-borrowers in the Philippines. Status: Complete |
|
Text Message Reminders for Savings in the Philippines Measuring the price sensitivity for a savings product and the impact of information framing and regular reminders on households’ propensity to deposit money in a savings account. Status: Ongoing |
|
Determinants of Microcredit Delinquency in the Philippines Studying the characteristics of microfinance clients who are more likely to default with the aim of helping microfinance institutions make better selection decisions. Status: Complete |
|
Commitment Savings Products in the Philippines Evaluating the use of innovative savings products offered in the Philippines Status: Complete |
|
Group versus Individual Liability for Microfinance borrowers in the Philippines Microfinance based on group lending with individual liability presents no greater risk to lending institutions, and attracts more clients in the Philippines. Status: Complete |
|
Deposit Collectors in the Philippines Evaluating the impact of door-to-door deposit collection service on clients’ saving and borrowing behaviors. Status: Complete |
|
Demand for Hospital Insurance in the Philippines Examining the take-up of a health insurance product offered to microfinance clients in order to study price sensitivity and assess the extent of adverse selection. Status: Complete |
|
Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
|
Informative vs. Persuasive Advertising of Savings Products Status: Ongoing |
|
Access to Work: Facilitating Migration in the Philippines Status: Ongoing |
|
Psychology of Savings: Commitment Savings Programs in the Philippines Status: Ongoing |
|
Commitment Savings Accounts and Quitting Smoking in the Philippines Can financial incentives work to help people quit smoking? The CARES (Committed Action to Reduce and End Smoking) Program, creates a commitment contract that provides financial incentives for smokers who wish to quit smoking. Smokers offered the product were more likely to be smoke-free 6 and 12 months afterwards! Status: Complete |
|
Commitment Savings Accounts and Quitting Smoking in the Philippines Can financial incentives work to help people quit smoking? The CARES (Committed Action to Reduce and End Smoking) Program, creates a commitment contract that provides financial incentives for smokers who wish to quit smoking. Smokers offered the product were more likely to be smoke-free 6 and 12 months afterwards! Status: Complete |
|
Impact of Rural Microcredit in Morocco Evaluating the impact of microcredit on poverty reduction in rural Morocco. Status: Complete |
|
Evaluating Village Savings and Loan Associations in Malawi Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Microcredit for Women in Mexico Evaluating the social and economic impact of microcredit on individual borrowers and their communities. Status: Ongoing |
|
The Impact of Microcredit in the Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Status: Complete |
|
Ultra Poor Graduation Pilot in Peru Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Impact of Malaria Education on the Health of Microfinance Clients in Benin Evaluating the impact of microlending combined with health education, and health products with Freedom From Hunger and PADME in Benin. Status: Ongoing |
|
Evaluating Village Savings and Loan Associations in Ghana Understanding the types of people that participate in Village Savings & Loan Programs (VSLAs) and the programs' impact on households and communities. Status: Ongoing |
|
Evaluating the Saving for Change Program in Mali Evaluating the overall impact of the saving for change program in Mali and determining the most economical and effective way of spreading the program. Status: Ongoing |
|
Small Consumer Loans for the Working Poor in South Africa Examining the impact – on the lender’s bottom line and borrowers’ household welfare – of expanding the supply of consumer credit to the working poor in South Africa. Status: Complete |
|
Impact of Rural Credit in Peru Understanding the impact of credit and access to credit on the lives of the rural poor in Cuzco. Status: Ongoing |
|
Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Ethiopia Can an intensive package of support lift the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training? Status: Ongoing |
|
Northern Uganda Social Action Fund – Youth Opportunities Program The impact of unconditional cash transfers on employment, incomes, social cohesion and social stability Status: Ongoing |
|
Evaluating the Efficacy of School Based Financial Education Programs Status: Ongoing |
|
Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
|
Savings, Subsidies and Sustainable Food Security in Mozambique Status: Ongoing |
|
Culture & Incentives: A Cross Country Field Experiment Status: Ongoing |
|
Starting a Lifetime of Saving: Teaching the Practice of Saving to Ugandan Youth Can a basic financial education program for youth change financial awareness, attitudes, knowledge, and behavior? Status: Ongoing |
|
Returns to Consulting for Women Entrepreneurs Status: Ongoing |
|
Estimating the Impact on the Lender's Bottom Line and Borrowers' Household Welfare of Expanding the Supply of Consumer Credit to the Working Poor in South Africa Demand for cash loans is price sensitive, particularly for higher than average interest rates in South Africa. Status: Complete |
|
Expanding Access to Formal Savings Accounts in Malawi, Uganda, Chile, and the Philippines Status: Ongoing |
|
Informative vs. Persuasive Advertising of Savings Products Status: Ongoing |
|
Access to Savings in Nepal While savings research shows the promise of access to savings for specific demographics, i.e. entrepreneurs & members of ROSCAS, as well as through commitment devices, there is little evidence on impact of a simple savings account on the general population. Status: Ongoing |
|
The Role of Mobile Banking in Expanding Trade Credit and Business Development in Kenya Status: Ongoing |
|
Ultra Poor Graduation Pilot in Yemen Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Pakistan Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in India Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Identifying Gazelles among Micro and Small Enterprises in Ghana Status: Ongoing |
|
Limited insurance within the household in Kenya Status: Complete |
|
Saving for Health Expenditures in Kenya Testing the demand for and impact of commitment savings devices earmarked for health. Status: Ongoing |
|
Using Internal Risk Models to determine changes in Committee Behaviors(MIR) Status: Ongoing |
|
Supply Chain Financing for Dairy Farmers Status: Complete |
|
Experimenting for Entrepreneurship Status: Ongoing |
|
Unconditional Cash Transfers in Kenya Status: Ongoing |
|
Reducing Barriers to Saving in Malawi Can reducing barriers to savings in rural areas increase agricultural outputs and consumption? Status: Complete |
|
Alarm Boxes: Combining Commitment and Reminders Testing the impact of combining reminders (in the form of an alarm) and commitment devices (a lockbox) on increasing savings. Status: Ongoing |
|
Remembering to Save: Timing of SMS Reminders in Ecuador Can text message reminders help poor Ecuadorians remember to save? Evaluating whether sending text message reminders that vary in terms of timing, frequency, and duration to programmed savings clients positively affect frequency of deposit transactions and total amount of deposits received. Status: Complete |
|
Ethiopia: More Sweatshops for Africa? An Experimental Study of Firms, Factory Labor, and Poverty Alleviation Status: Ongoing |
|
Savings Accounts for rural micro entrepreneurs in Kenya Testing the impact of formal savings accounts on savings, productive investment and expenditures among small-scale entrepreneurs in rural Western Kenya. Status: Complete |
|
Evaluating Village Savings and Loan Associations in Uganda Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
The miracle of microfinance? Evidence from a randomized evaluation Microcredit has spread rapidly since its beginnings in the late 1970s, but whether and how much it helps the poor is the subject of intense debate. Does the introduction of microcredit in the slums of Hyderabad, India have the power to transform lives? Status: Complete |
|
Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
|
Does Microfinance Promote Generosity? Evidence from India. Does Microfinance Promote Generosity? Status: Ongoing |
|
Impact of Rural Microcredit in Morocco Evaluating the impact of microcredit on poverty reduction in rural Morocco. Status: Complete |
|
Evaluating Village Savings and Loan Associations in Malawi Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Borrower responses to fingerprinting for loan enforcement in Malawi Does fingerprinting microfinance borrowers improve repayment rates? Status: Complete |
|
Microcredit for Women in Mexico Evaluating the social and economic impact of microcredit on individual borrowers and their communities. Status: Ongoing |
|
The Impact of Microcredit in the Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Status: Complete |
|
The Psychology of Debt: An Experiment in the Philippines Understanding why some micro entrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Examining the Effects of Crop Price Insurance for Farmers in Ghana Does insurance that protects farmers from low crop prices change the way that they invest? Status: Complete |
|
Determinants of Microcredit Delinquency in the Philippines Studying the characteristics of microfinance clients who are more likely to default with the aim of helping microfinance institutions make better selection decisions. Status: Complete |
|
Using a Referrals Program to Test for Asymmetric Information and Borrowers’ Ability to Influence Repayment Behavior of Fellow Borrowers in South Africa Examining whether borrowers have private information on the borrowing “types” of friends and family members, and whether borrowers are able to influence the repayment behavior of fellow borrowers, by attaching a referrals program to a personal loan product. Status: Complete |
|
Interest Rates and Consumer Credit in South Africa Identifying evidence for moral hazard and adverse selection in microcredit. Status: Complete |
|
Interest Rate Sensitivity among Village Banking Clients in Mexico Measuring the price elasticity of demand among microfinance clients. Status: Complete |
|
Cosignatory Requirement as a Barrier for Women Accessing Credit in Peru Examining whether the cosignatory requirement is indeed acting as a barrier for women accessing credit. Status: Ongoing |
|
Trust and Microfinance in Poor Communities in Peru Investigating what determines trust in social networks in poor communities and evaluating a novel microfinance model that aims to reach a broader array of clients through the incorporation of individual lending practices into an existing group lending model. Status: Ongoing |
|
Evaluating Village Savings and Loan Associations in Ghana Understanding the types of people that participate in Village Savings & Loan Programs (VSLAs) and the programs' impact on households and communities. Status: Ongoing |
|
Peeling Back the Layers of Group Liability in Bolivia Researchers ask if group liability models with smaller groups and less variance among member loans will attract more clients. Status: Ongoing |
|
Group versus Individual Liability for Microfinance borrowers in the Philippines Microfinance based on group lending with individual liability presents no greater risk to lending institutions, and attracts more clients in the Philippines. Status: Complete |
|
Evaluating the Saving for Change Program in Mali Evaluating the overall impact of the saving for change program in Mali and determining the most economical and effective way of spreading the program. Status: Ongoing |
|
Marketing Effects in a Consumer Credit Market in South Africa Pricing the effect of psychological “features” on the take-up of a loan product in a mass-mailing marketing campaign. Status: Complete |
|
Debt Traps for Micro-Entrepreneurs in Chennai, India Understanding why some microentrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Small Consumer Loans for the Working Poor in South Africa Examining the impact – on the lender’s bottom line and borrowers’ household welfare – of expanding the supply of consumer credit to the working poor in South Africa. Status: Complete |
|
Impact of Rural Credit in Peru Understanding the impact of credit and access to credit on the lives of the rural poor in Cuzco. Status: Ongoing |
|
Psychological Responses to Microfinance Loan Recovery Strategies in Peru Measuring the persuasive power of group or individual pressure and optimistic or pessimistic spins to encourage loan repayment in Peru. Status: Complete |
|
Informal Finance - Mapping Global Savings and Lending Practices To understand the potential gains from formal banking, we must first understand the risks and returns that the poor face from financial-service options in the informal sector. Yet, while informal financial products dominate the financial lives of the poor, we have scant data and analysis on either informal savings or informal debt. This project aims to fill that gap by collecting detailed information on a range of informal financial vehicles from countries across various regions of the world. Status: Ongoing |
|
Estimating the Impact on the Lender's Bottom Line and Borrowers' Household Welfare of Expanding the Supply of Consumer Credit to the Working Poor in South Africa Demand for cash loans is price sensitive, particularly for higher than average interest rates in South Africa. Status: Complete |
|
Group vs. Individual Micro-Lending in Peru Reexamining the institutional impacts of offering group liability vs. individual liability loans within a group lending program. Status: Ongoing |
|
The Role of Mobile Banking in Expanding Trade Credit and Business Development in Kenya Status: Ongoing |
|
Finding Missing Markets: An Agricultural Brokerage Intervention in Kenya Examining the impact of marketing assistance and trade credit among farmers' groups. Status: Complete |
|
Using Internal Risk Models to determine changes in Committee Behaviors(MIR) Status: Ongoing |
|
Supply Chain Financing for Dairy Farmers Status: Complete |
|
Evaluating Village Savings and Loan Associations in Uganda Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Urban Property Rights in Mongolia Status: Ongoing |
|
The miracle of microfinance? Evidence from a randomized evaluation Microcredit has spread rapidly since its beginnings in the late 1970s, but whether and how much it helps the poor is the subject of intense debate. Does the introduction of microcredit in the slums of Hyderabad, India have the power to transform lives? Status: Complete |
|
Agricultural Microfinance in Mali What constraints prevent farmers from taking on potentially profitable investments? Status: Ongoing |
|
Does Microfinance Promote Generosity? Evidence from India. Does Microfinance Promote Generosity? Status: Ongoing |
|
The Return to Capital for Small Retailers in Kenya Measuring returns to capital for small rural retailers and examining the sources of deviations from efficiency and of heterogeneity in firms and their returns. Status: Complete |
|
Impact of Rural Microcredit in Morocco Evaluating the impact of microcredit on poverty reduction in rural Morocco. Status: Complete |
|
Training and Technical Assistance for New Entrepreneurs in Morocco Status: Ongoing |
|
Impact of Rural Microcredit in Morocco Evaluating the impact of microcredit on poverty reduction in rural Morocco. Status: Complete |
|
Microcredit for Women in Mexico Evaluating the social and economic impact of microcredit on individual borrowers and their communities. Status: Ongoing |
|
Impact of Rural Credit in Peru Understanding the impact of credit and access to credit on the lives of the rural poor in Cuzco. Status: Ongoing |
|
Impact of Rural Microcredit in Morocco Evaluating the impact of microcredit on poverty reduction in rural Morocco. Status: Complete |
|
Impact of Rural Microcredit in Morocco Evaluating the impact of microcredit on poverty reduction in rural Morocco. Status: Complete |
|
Evaluating Village Savings and Loan Associations in Malawi Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Evaluating Village Savings and Loan Associations in Ghana Understanding the types of people that participate in Village Savings & Loan Programs (VSLAs) and the programs' impact on households and communities. Status: Ongoing |
|
Evaluating the Saving for Change Program in Mali Evaluating the overall impact of the saving for change program in Mali and determining the most economical and effective way of spreading the program. Status: Ongoing |
|
Informal Finance - Mapping Global Savings and Lending Practices To understand the potential gains from formal banking, we must first understand the risks and returns that the poor face from financial-service options in the informal sector. Yet, while informal financial products dominate the financial lives of the poor, we have scant data and analysis on either informal savings or informal debt. This project aims to fill that gap by collecting detailed information on a range of informal financial vehicles from countries across various regions of the world. Status: Ongoing |
|
Returns to Consulting for Women Entrepreneurs Status: Ongoing |
|
Expanding Access to Formal Savings Accounts in Malawi, Uganda, Chile, and the Philippines Status: Ongoing |
|
Using Internal Risk Models to determine changes in Committee Behaviors(MIR) Status: Ongoing |
|
Experimenting for Entrepreneurship Status: Ongoing |
|
Evaluating Village Savings and Loan Associations in Uganda Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Introducing Financial Services to Newly Monetized Native Amazonians Status: Ongoing |
|
Evaluating Village Savings and Loan Associations in Malawi Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Borrower responses to fingerprinting for loan enforcement in Malawi Does fingerprinting microfinance borrowers improve repayment rates? Status: Complete |
|
Reducing Barriers to Saving in Malawi Can reducing barriers to savings in rural areas increase agricultural outputs and consumption? Status: Complete |
|
Evaluating Village Savings and Loan Associations in Malawi Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Evaluating Village Savings and Loan Associations in Malawi Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Evaluating Village Savings and Loan Associations in Malawi Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Evaluating Village Savings and Loan Associations in Malawi Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
|
Borrower responses to fingerprinting for loan enforcement in Malawi Does fingerprinting microfinance borrowers improve repayment rates? Status: Complete |
|
Borrower responses to fingerprinting for loan enforcement in Malawi Does fingerprinting microfinance borrowers improve repayment rates? Status: Complete |
|
Microcredit for Women in Mexico Evaluating the social and economic impact of microcredit on individual borrowers and their communities. Status: Ongoing |
|
Commitment Savings Accounts for Remittance Receivers in Mexico Assessing the impact of a labeled savings account on the formal savings of funds for future, emergency needs. Status: Complete |
|
Providing Business Mentoring to Micro-, Small- and Medium-sized Enterprises (SMEs) in Mexico Measuring the impact of mentoring SMEs on business and employment outcomes. Status: Complete |
|
Interest Rate Sensitivity among Village Banking Clients in Mexico Measuring the price elasticity of demand among microfinance clients. Status: Complete |
|
Financial Literacy and Privatized Social Security in Mexico Status: Ongoing |
|
Microcredit for Women in Mexico Evaluating the social and economic impact of microcredit on individual borrowers and their communities. Status: Ongoing |
|
Microcredit for Women in Mexico Evaluating the social and economic impact of microcredit on individual borrowers and their communities. Status: Ongoing |
|
The Impact of Microcredit in the Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Status: Complete |
|
Examining the Effects of Crop Price Insurance for Farmers in Ghana Does insurance that protects farmers from low crop prices change the way that they invest? Status: Complete |
|
Commitment Savings Accounts for Remittance Receivers in Mexico Assessing the impact of a labeled savings account on the formal savings of funds for future, emergency needs. Status: Complete |
|
Impact of Malaria Education on the Health of Microfinance Clients in Benin Evaluating the impact of microlending combined with health education, and health products with Freedom From Hunger and PADME in Benin. Status: Ongoing |
|
Using a Referrals Program to Test for Asymmetric Information and Borrowers’ Ability to Influence Repayment Behavior of Fellow Borrowers in South Africa Examining whether borrowers have private information on the borrowing “types” of friends and family members, and whether borrowers are able to influence the repayment behavior of fellow borrowers, by attaching a referrals program to a personal loan product. Status: Complete |
|
Interest Rates and Consumer Credit in South Africa Identifying evidence for moral hazard and adverse selection in microcredit. Status: Complete |
|
Returns to Capital and MSE Management Consulting in Ghana Determining the impact of providing management consulting to micro and small enterprises in Accra. Status: Complete |
|
Savings Account Labeling and Financial Literacy Training for Susu Customers in Ghana Understanding the impact of and interaction between a new savings product and financial literacy training for Susu customers Status: Complete |
|
Interest Rate Sensitivity among Village Banking Clients in Mexico Measuring the price elasticity of demand among microfinance clients. Status: Complete |
|
Cosignatory Requirement as a Barrier for Women Accessing Credit in Peru Examining whether the cosignatory requirement is indeed acting as a barrier for women accessing credit. Status: Ongoing |
|
Trust and Microfinance in Poor Communities in Peru Investigating what determines trust in social networks in poor communities and evaluating a novel microfinance model that aims to reach a broader array of clients through the incorporation of individual lending practices into an existing group lending model. Status: Ongoing |
|
Health Education for Microcredit Clients in Peru Evaluating the impact of a mother and child nutrition health training on the health of microcredit clients and their children, as well as on the sustainability of the partner MFI. Status: Complete |
|
Peeling Back the Layers of Group Liability in Bolivia Researchers ask if group liability models with smaller groups and less variance among member loans will attract more clients. Status: Ongoing |
|
Group versus Individual Liability for Microfinance borrowers in the Philippines Microfinance based on group lending with individual liability presents no greater risk to lending institutions, and attracts more clients in the Philippines. Status: Complete |
|
Deposit Collectors in the Philippines Evaluating the impact of door-to-door deposit collection service on clients’ saving and borrowing behaviors. Status: Complete |
|
Marketing Effects in a Consumer Credit Market in South Africa Pricing the effect of psychological “features” on the take-up of a loan product in a mass-mailing marketing campaign. Status: Complete |
|
Demand for Hospital Insurance in the Philippines Examining the take-up of a health insurance product offered to microfinance clients in order to study price sensitivity and assess the extent of adverse selection. Status: Complete |
|
Impact of Rural Credit in Peru Understanding the impact of credit and access to credit on the lives of the rural poor in Cuzco. Status: Ongoing |
|
Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
|
Psychological Responses to Microfinance Loan Recovery Strategies in Peru Measuring the persuasive power of group or individual pressure and optimistic or pessimistic spins to encourage loan repayment in Peru. Status: Complete |
|
Business Education for Microcredit Clients in Peru Much microcredit is targeted at entrepreneurs, but not everyone has business skills or knowledge. Could business training help improve the borrowers' results? Women who received training increased their knowledge, improved their business practices, and had greater revenue. The lender benefited too: those clients had better repayment and were more likely to borrow again. Status: Complete |
|
Smoothing the Cost of Education: Primary School Saving in Uganda Evaluating the impact of a savings program for primary school students and determining whether it can serve as a means to decrease student dropout rates. Status: Ongoing |
|
Finding Missing Markets: An Agricultural Brokerage Intervention in Kenya Examining the impact of marketing assistance and trade credit among farmers' groups. Status: Complete |
|
Before and After Comparison of Innovative Mobile Applications for Micro Retailers in Colombia Status: Ongoing |
|
Savings Accounts for rural micro entrepreneurs in Kenya Testing the impact of formal savings accounts on savings, productive investment and expenditures among small-scale entrepreneurs in rural Western Kenya. Status: Complete |
|
Financial Literacy and Privatized Social Security in Mexico Status: Ongoing |
|
The Impact of Microcredit in the Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Status: Complete |
|
Interest Rates and Consumer Credit in South Africa Identifying evidence for moral hazard and adverse selection in microcredit. Status: Complete |
|
Interest Rate Sensitivity among Village Banking Clients in Mexico Measuring the price elasticity of demand among microfinance clients. Status: Complete |
|
The Impact of Microcredit in the Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Status: Complete |
|
The Impact of Microcredit in the Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Status: Complete |
|
Interest Rate Sensitivity among Village Banking Clients in Mexico Measuring the price elasticity of demand among microfinance clients. Status: Complete |
|
Impact of Rural Credit in Peru Understanding the impact of credit and access to credit on the lives of the rural poor in Cuzco. Status: Ongoing |
|
The Impact of Microcredit in the Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Status: Complete |
|
The Psychology of Debt: An Experiment in the Philippines Understanding why some micro entrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Savings Account Labeling and Financial Literacy Training for Susu Customers in Ghana Understanding the impact of and interaction between a new savings product and financial literacy training for Susu customers Status: Complete |
|
Debt Traps for Micro-Entrepreneurs in Chennai, India Understanding why some microentrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
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Financial Literacy, Short-run Impatience, and the Determinants of Saving and Financial Management in Chile Examining the effects of financial literacy and short-run impatience on investment and consumption decisions for Chilean households. Status: Ongoing |
|
Evaluating the Efficacy of School Based Financial Education Programs Status: Ongoing |
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Starting a Lifetime of Saving: Teaching the Practice of Saving to Ugandan Youth Can a basic financial education program for youth change financial awareness, attitudes, knowledge, and behavior? Status: Ongoing |
|
Informative vs. Persuasive Advertising of Savings Products Status: Ongoing |
|
Before and After Comparison of Innovative Mobile Applications for Micro Retailers in Colombia Status: Ongoing |
|
Financial Education Delivered through Radio and Videos among Low-Income Households in Cuzco, Peru Investigating the impact of a technology-based financial literacy program on savings, repayment and retention rates among Peruvian microcredit clients Status: Complete |
|
Increasing Savings and Reducing Reliance on Credit Card Debt for Low-Income Individuals in Washington DC Status: Ongoing |
|
Financial Education and Commitment Savings Contracts to Reduce Credit Card Reliance and Mobilize Savings among Low-Income U.S. Households Status: Ongoing |
|
Using Behavioral Economics to Help Households Reduce Debt Status: Ongoing |
|
Financial Literacy and Privatized Social Security in Mexico Status: Ongoing |
|
The Psychology of Debt: An Experiment in the Philippines Understanding why some micro entrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
The Psychology of Debt: An Experiment in the Philippines Understanding why some micro entrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Debt Traps for Micro-Entrepreneurs in Chennai, India Understanding why some microentrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
The Psychology of Debt: An Experiment in the Philippines Understanding why some micro entrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Debt Traps for Micro-Entrepreneurs in Chennai, India Understanding why some microentrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
The Psychology of Debt: An Experiment in the Philippines Understanding why some micro entrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Debt Traps for Micro-Entrepreneurs in Chennai, India Understanding why some microentrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
|
Examining the Effects of Crop Price Insurance for Farmers in Ghana Does insurance that protects farmers from low crop prices change the way that they invest? Status: Complete |
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Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
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Savings, Subsidies and Sustainable Food Security in Mozambique Status: Ongoing |
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Finding Missing Markets: An Agricultural Brokerage Intervention in Kenya Examining the impact of marketing assistance and trade credit among farmers' groups. Status: Complete |
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Reducing Barriers to Saving in Malawi Can reducing barriers to savings in rural areas increase agricultural outputs and consumption? Status: Complete |
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Agricultural Microfinance in Mali What constraints prevent farmers from taking on potentially profitable investments? Status: Ongoing |
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Examining the Effects of Crop Price Insurance for Farmers in Ghana Does insurance that protects farmers from low crop prices change the way that they invest? Status: Complete |
|
Demand for Hospital Insurance in the Philippines Examining the take-up of a health insurance product offered to microfinance clients in order to study price sensitivity and assess the extent of adverse selection. Status: Complete |
|
Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
|
Examining the Effects of Crop Price Insurance for Farmers in Ghana Does insurance that protects farmers from low crop prices change the way that they invest? Status: Complete |
|
Returns to Capital and MSE Management Consulting in Ghana Determining the impact of providing management consulting to micro and small enterprises in Accra. Status: Complete |
|
Savings Account Labeling and Financial Literacy Training for Susu Customers in Ghana Understanding the impact of and interaction between a new savings product and financial literacy training for Susu customers Status: Complete |
|
Evaluating Village Savings and Loan Associations in Ghana Understanding the types of people that participate in Village Savings & Loan Programs (VSLAs) and the programs' impact on households and communities. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Ghana Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Evaluating the Efficacy of School Based Financial Education Programs Status: Ongoing |
|
Motivating Take Up of Formal Savings Status: Ongoing |
|
Culture & Incentives: A Cross Country Field Experiment Status: Ongoing |
|
Identifying Gazelles among Micro and Small Enterprises in Ghana Status: Ongoing |
|
Returns to Capital among Microenterprises in Ghana Measuring the return to capital among male and female microenterprise owners in urban Ghana. Status: Ongoing |
|
Brain Drain in Ghana What are the determinants and effects of "brain drain", the emigration of highly skilled workers? Status: Ongoing |
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Examining the Effects of Crop Price Insurance for Farmers in Ghana Does insurance that protects farmers from low crop prices change the way that they invest? Status: Complete |
|
Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines Evaluating the effectiveness of text message loan repayment reminders and message timing, framing, and personalization for micro-borrowers in the Philippines. Status: Complete |
|
Text Message Reminders for Savings in the Philippines Measuring the price sensitivity for a savings product and the impact of information framing and regular reminders on households’ propensity to deposit money in a savings account. Status: Ongoing |
|
Text Message Reminders and Incentives to Save in Bolivia Evaluating the impact of sending text message reminders to programmed savings clients on frequency and total amount of deposits received, as well as understanding what types of messages motivate clients to comply with their stated desires to save. Status: Complete |
|
Marketing Effects in a Consumer Credit Market in South Africa Pricing the effect of psychological “features” on the take-up of a loan product in a mass-mailing marketing campaign. Status: Complete |
|
Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
|
Finding Missing Markets: An Agricultural Brokerage Intervention in Kenya Examining the impact of marketing assistance and trade credit among farmers' groups. Status: Complete |
|
Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines Evaluating the effectiveness of text message loan repayment reminders and message timing, framing, and personalization for micro-borrowers in the Philippines. Status: Complete |
|
The Role of Mobile Banking in Expanding Trade Credit and Business Development in Kenya Status: Ongoing |
|
Before and After Comparison of Innovative Mobile Applications for Micro Retailers in Colombia Status: Ongoing |
|
Unconditional Cash Transfers in Kenya Status: Ongoing |
|
Financial Education Delivered through Radio and Videos among Low-Income Households in Cuzco, Peru Investigating the impact of a technology-based financial literacy program on savings, repayment and retention rates among Peruvian microcredit clients Status: Complete |
|
Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines Evaluating the effectiveness of text message loan repayment reminders and message timing, framing, and personalization for micro-borrowers in the Philippines. Status: Complete |
|
Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines Evaluating the effectiveness of text message loan repayment reminders and message timing, framing, and personalization for micro-borrowers in the Philippines. Status: Complete |
|
Text Message Reminders for Savings in the Philippines Measuring the price sensitivity for a savings product and the impact of information framing and regular reminders on households’ propensity to deposit money in a savings account. Status: Ongoing |
|
Using a Referrals Program to Test for Asymmetric Information and Borrowers’ Ability to Influence Repayment Behavior of Fellow Borrowers in South Africa Examining whether borrowers have private information on the borrowing “types” of friends and family members, and whether borrowers are able to influence the repayment behavior of fellow borrowers, by attaching a referrals program to a personal loan product. Status: Complete |
|
Savings Account Labeling and Financial Literacy Training for Susu Customers in Ghana Understanding the impact of and interaction between a new savings product and financial literacy training for Susu customers Status: Complete |
|
Cosignatory Requirement as a Barrier for Women Accessing Credit in Peru Examining whether the cosignatory requirement is indeed acting as a barrier for women accessing credit. Status: Ongoing |
|
Trust and Microfinance in Poor Communities in Peru Investigating what determines trust in social networks in poor communities and evaluating a novel microfinance model that aims to reach a broader array of clients through the incorporation of individual lending practices into an existing group lending model. Status: Ongoing |
|
Peeling Back the Layers of Group Liability in Bolivia Researchers ask if group liability models with smaller groups and less variance among member loans will attract more clients. Status: Ongoing |
|
Group versus Individual Liability for Microfinance borrowers in the Philippines Microfinance based on group lending with individual liability presents no greater risk to lending institutions, and attracts more clients in the Philippines. Status: Complete |
|
Starting a Lifetime of Saving: Teaching the Practice of Saving to Ugandan Youth Can a basic financial education program for youth change financial awareness, attitudes, knowledge, and behavior? Status: Ongoing |
|
Group vs. Individual Micro-Lending in Peru Reexamining the institutional impacts of offering group liability vs. individual liability loans within a group lending program. Status: Ongoing |
|
Expanding Access to Formal Savings Accounts in Malawi, Uganda, Chile, and the Philippines Status: Ongoing |
|
Before and After Comparison of Innovative Mobile Applications for Micro Retailers in Colombia Status: Ongoing |
|
Supply Chain Financing for Dairy Farmers Status: Complete |
|
Responses to Degree of Control over Remittances in El Salvador Status: Complete |
|
Using Encouragement to Overcome Psychological Barriers to Saving in Peru Assessing the effects of various bank marketing and communication tools with clients to foster savings. Status: Complete |
|
Increasing Savings and Reducing Reliance on Credit Card Debt for Low-Income Individuals in Washington DC Status: Ongoing |
|
Financial Education and Commitment Savings Contracts to Reduce Credit Card Reliance and Mobilize Savings among Low-Income U.S. Households Status: Ongoing |
|
Using Behavioral Economics to Help Households Reduce Debt Status: Ongoing |
|
Text Message Reminders for Savings in the Philippines Measuring the price sensitivity for a savings product and the impact of information framing and regular reminders on households’ propensity to deposit money in a savings account. Status: Ongoing |
|
Using Encouragement to Overcome Psychological Barriers to Saving in Peru Assessing the effects of various bank marketing and communication tools with clients to foster savings. Status: Complete |
|
Ultra Poor Graduation Pilot in Peru Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Honduras Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Ghana Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Ethiopia Can an intensive package of support lift the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training? Status: Ongoing |
|
Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
|
Roots and Remedies: Persistent poverty and violence amongst urban street youth in Liberia Monrovia street youth exhibit extreme levels of impatience, self control problems, and violence. How can we create sustained behavioral change, from impulsive spending to saving and investment? Are increases in income and employment associated with lower aggression and violence? Status: Ongoing |
|
Ultra Poor Graduation Pilot in Yemen Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Pakistan Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in India Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
|
Ultra Poor Graduation Pilot in Peru Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Honduras Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Ghana Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Ethiopia Can an intensive package of support lift the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training? Status: Ongoing |
|
Northern Uganda Social Action Fund – Youth Opportunities Program The impact of unconditional cash transfers on employment, incomes, social cohesion and social stability Status: Ongoing |
|
Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
|
Roots and Remedies: Persistent poverty and violence amongst urban street youth in Liberia Monrovia street youth exhibit extreme levels of impatience, self control problems, and violence. How can we create sustained behavioral change, from impulsive spending to saving and investment? Are increases in income and employment associated with lower aggression and violence? Status: Ongoing |
|
Ultra Poor Graduation Pilot in Yemen Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Pakistan Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in India Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Experimenting for Entrepreneurship Status: Ongoing |
|
Unconditional Cash Transfers in Kenya Status: Ongoing |
|
Returns to Capital among Microenterprises in Ghana Measuring the return to capital among male and female microenterprise owners in urban Ghana. Status: Ongoing |
|
Training Women to Grow Microenterprises Evaluating the impact of small business training and capital grants on microenterprise owners and potential entrepreneurs in Sri Lanka. Status: Ongoing |
|
Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
|
Making the Jump to Employer: What does it take? Evaluating the impact of small business training, saving programs, and wage subsidies on getting microenterprise owners to hire employees. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Peru Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Honduras Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Impact of Malaria Education on the Health of Microfinance Clients in Benin Evaluating the impact of microlending combined with health education, and health products with Freedom From Hunger and PADME in Benin. Status: Ongoing |
|
Returns to Capital and MSE Management Consulting in Ghana Determining the impact of providing management consulting to micro and small enterprises in Accra. Status: Complete |
|
Providing Business Mentoring to Micro-, Small- and Medium-sized Enterprises (SMEs) in Mexico Measuring the impact of mentoring SMEs on business and employment outcomes. Status: Complete |
|
Health Education for Microcredit Clients in Peru Evaluating the impact of a mother and child nutrition health training on the health of microcredit clients and their children, as well as on the sustainability of the partner MFI. Status: Complete |
|
Business Education for Microcredit Clients in Peru Much microcredit is targeted at entrepreneurs, but not everyone has business skills or knowledge. Could business training help improve the borrowers' results? Women who received training increased their knowledge, improved their business practices, and had greater revenue. The lender benefited too: those clients had better repayment and were more likely to borrow again. Status: Complete |
|
Ultra Poor Graduation Pilot in Ghana Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Ethiopia Can an intensive package of support lift the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training? Status: Ongoing |
|
Northern Uganda Social Action Fund – Youth Opportunities Program The impact of unconditional cash transfers on employment, incomes, social cohesion and social stability Status: Ongoing |
|
Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
|
Roots and Remedies: Persistent poverty and violence amongst urban street youth in Liberia Monrovia street youth exhibit extreme levels of impatience, self control problems, and violence. How can we create sustained behavioral change, from impulsive spending to saving and investment? Are increases in income and employment associated with lower aggression and violence? Status: Ongoing |
|
Ultra Poor Graduation Pilot in Yemen Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Pakistan Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in India Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Identifying Gazelles among Micro and Small Enterprises in Ghana Status: Ongoing |
|
Using Internal Risk Models to determine changes in Committee Behaviors(MIR) Status: Ongoing |
|
Experimenting for Entrepreneurship Status: Ongoing |
|
Training Women to Grow Microenterprises Evaluating the impact of small business training and capital grants on microenterprise owners and potential entrepreneurs in Sri Lanka. Status: Ongoing |
|
Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
|
Making the Jump to Employer: What does it take? Evaluating the impact of small business training, saving programs, and wage subsidies on getting microenterprise owners to hire employees. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Peru Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Cosignatory Requirement as a Barrier for Women Accessing Credit in Peru Examining whether the cosignatory requirement is indeed acting as a barrier for women accessing credit. Status: Ongoing |
|
Trust and Microfinance in Poor Communities in Peru Investigating what determines trust in social networks in poor communities and evaluating a novel microfinance model that aims to reach a broader array of clients through the incorporation of individual lending practices into an existing group lending model. Status: Ongoing |
|
Health Education for Microcredit Clients in Peru Evaluating the impact of a mother and child nutrition health training on the health of microcredit clients and their children, as well as on the sustainability of the partner MFI. Status: Complete |
|
Psychological Responses to Microfinance Loan Recovery Strategies in Peru Measuring the persuasive power of group or individual pressure and optimistic or pessimistic spins to encourage loan repayment in Peru. Status: Complete |
|
Business Education for Microcredit Clients in Peru Much microcredit is targeted at entrepreneurs, but not everyone has business skills or knowledge. Could business training help improve the borrowers' results? Women who received training increased their knowledge, improved their business practices, and had greater revenue. The lender benefited too: those clients had better repayment and were more likely to borrow again. Status: Complete |
|
Using Encouragement to Overcome Psychological Barriers to Saving in Peru Assessing the effects of various bank marketing and communication tools with clients to foster savings. Status: Complete |
|
Financial Education Delivered through Radio and Videos among Low-Income Households in Cuzco, Peru Investigating the impact of a technology-based financial literacy program on savings, repayment and retention rates among Peruvian microcredit clients Status: Complete |
|
Ultra Poor Graduation Pilot in Peru Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Honduras Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Ghana Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Ethiopia Can an intensive package of support lift the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training? Status: Ongoing |
|
Ultra Poor Graduation Pilot in Yemen Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Pakistan Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in India Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Honduras Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Ultra Poor Graduation Pilot in Honduras Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
|
Commitment Savings Accounts for Remittance Receivers in Mexico Assessing the impact of a labeled savings account on the formal savings of funds for future, emergency needs. Status: Complete |
|
Commitment Savings Accounts for Remittance Receivers in Mexico Assessing the impact of a labeled savings account on the formal savings of funds for future, emergency needs. Status: Complete |
|
Determinants of Microcredit Delinquency in the Philippines Studying the characteristics of microfinance clients who are more likely to default with the aim of helping microfinance institutions make better selection decisions. Status: Complete |
|
Determinants of Microcredit Delinquency in the Philippines Studying the characteristics of microfinance clients who are more likely to default with the aim of helping microfinance institutions make better selection decisions. Status: Complete |
|
Impact of Malaria Education on the Health of Microfinance Clients in Benin Evaluating the impact of microlending combined with health education, and health products with Freedom From Hunger and PADME in Benin. Status: Ongoing |
|
Impact of Malaria Education on the Health of Microfinance Clients in Benin Evaluating the impact of microlending combined with health education, and health products with Freedom From Hunger and PADME in Benin. Status: Ongoing |
|
Impact of Malaria Education on the Health of Microfinance Clients in Benin Evaluating the impact of microlending combined with health education, and health products with Freedom From Hunger and PADME in Benin. Status: Ongoing |
|
Using a Referrals Program to Test for Asymmetric Information and Borrowers’ Ability to Influence Repayment Behavior of Fellow Borrowers in South Africa Examining whether borrowers have private information on the borrowing “types” of friends and family members, and whether borrowers are able to influence the repayment behavior of fellow borrowers, by attaching a referrals program to a personal loan product. Status: Complete |
|
Interest Rates and Consumer Credit in South Africa Identifying evidence for moral hazard and adverse selection in microcredit. Status: Complete |
|
Marketing Effects in a Consumer Credit Market in South Africa Pricing the effect of psychological “features” on the take-up of a loan product in a mass-mailing marketing campaign. Status: Complete |
|
Small Consumer Loans for the Working Poor in South Africa Examining the impact – on the lender’s bottom line and borrowers’ household welfare – of expanding the supply of consumer credit to the working poor in South Africa. Status: Complete |
|
Estimating the Impact on the Lender's Bottom Line and Borrowers' Household Welfare of Expanding the Supply of Consumer Credit to the Working Poor in South Africa Demand for cash loans is price sensitive, particularly for higher than average interest rates in South Africa. Status: Complete |
|
Using a Referrals Program to Test for Asymmetric Information and Borrowers’ Ability to Influence Repayment Behavior of Fellow Borrowers in South Africa Examining whether borrowers have private information on the borrowing “types” of friends and family members, and whether borrowers are able to influence the repayment behavior of fellow borrowers, by attaching a referrals program to a personal loan product. Status: Complete |
|
Using a Referrals Program to Test for Asymmetric Information and Borrowers’ Ability to Influence Repayment Behavior of Fellow Borrowers in South Africa Examining whether borrowers have private information on the borrowing “types” of friends and family members, and whether borrowers are able to influence the repayment behavior of fellow borrowers, by attaching a referrals program to a personal loan product. Status: Complete |
|
Interest Rates and Consumer Credit in South Africa Identifying evidence for moral hazard and adverse selection in microcredit. Status: Complete |
|
Returns to Capital and MSE Management Consulting in Ghana Determining the impact of providing management consulting to micro and small enterprises in Accra. Status: Complete |
|
Providing Business Mentoring to Micro-, Small- and Medium-sized Enterprises (SMEs) in Mexico Measuring the impact of mentoring SMEs on business and employment outcomes. Status: Complete |
|
Providing Business Mentoring to Micro-, Small- and Medium-sized Enterprises (SMEs) in Mexico Measuring the impact of mentoring SMEs on business and employment outcomes. Status: Complete |
|
Savings Account Labeling and Financial Literacy Training for Susu Customers in Ghana Understanding the impact of and interaction between a new savings product and financial literacy training for Susu customers Status: Complete |
|
Savings Account Labeling and Financial Literacy Training for Susu Customers in Ghana Understanding the impact of and interaction between a new savings product and financial literacy training for Susu customers Status: Complete |
|
Savings Account Labeling and Financial Literacy Training for Susu Customers in Ghana Understanding the impact of and interaction between a new savings product and financial literacy training for Susu customers Status: Complete |
|
Interest Rate Sensitivity among Village Banking Clients in Mexico Measuring the price elasticity of demand among microfinance clients. Status: Complete |
|
Interest Rate Sensitivity among Village Banking Clients in Mexico Measuring the price elasticity of demand among microfinance clients. Status: Complete |
|
Interest Rate Sensitivity among Village Banking Clients in Mexico Measuring the price elasticity of demand among microfinance clients. Status: Complete |
|
Cosignatory Requirement as a Barrier for Women Accessing Credit in Peru Examining whether the cosignatory requirement is indeed acting as a barrier for women accessing credit. Status: Ongoing |
|
Cosignatory Requirement as a Barrier for Women Accessing Credit in Peru Examining whether the cosignatory requirement is indeed acting as a barrier for women accessing credit. Status: Ongoing |
|
Trust and Microfinance in Poor Communities in Peru Investigating what determines trust in social networks in poor communities and evaluating a novel microfinance model that aims to reach a broader array of clients through the incorporation of individual lending practices into an existing group lending model. Status: Ongoing |
|
Trust and Microfinance in Poor Communities in Peru Investigating what determines trust in social networks in poor communities and evaluating a novel microfinance model that aims to reach a broader array of clients through the incorporation of individual lending practices into an existing group lending model. Status: Ongoing |
|
Trust and Microfinance in Poor Communities in Peru Investigating what determines trust in social networks in poor communities and evaluating a novel microfinance model that aims to reach a broader array of clients through the incorporation of individual lending practices into an existing group lending model. Status: Ongoing |
|
Trust and Microfinance in Poor Communities in Peru Investigating what determines trust in social networks in poor communities and evaluating a novel microfinance model that aims to reach a broader array of clients through the incorporation of individual lending practices into an existing group lending model. Status: Ongoing |
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Evaluating Village Savings and Loan Associations in Ghana Understanding the types of people that participate in Village Savings & Loan Programs (VSLAs) and the programs' impact on households and communities. Status: Ongoing |
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Evaluating Village Savings and Loan Associations in Ghana Understanding the types of people that participate in Village Savings & Loan Programs (VSLAs) and the programs' impact on households and communities. Status: Ongoing |
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Text Message Reminders and Incentives to Save in Bolivia Evaluating the impact of sending text message reminders to programmed savings clients on frequency and total amount of deposits received, as well as understanding what types of messages motivate clients to comply with their stated desires to save. Status: Complete |
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Peeling Back the Layers of Group Liability in Bolivia Researchers ask if group liability models with smaller groups and less variance among member loans will attract more clients. Status: Ongoing |
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Alarm Boxes: Combining Commitment and Reminders Testing the impact of combining reminders (in the form of an alarm) and commitment devices (a lockbox) on increasing savings. Status: Ongoing |
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Introducing Financial Services to Newly Monetized Native Amazonians Status: Ongoing |
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Text Message Reminders and Incentives to Save in Bolivia Evaluating the impact of sending text message reminders to programmed savings clients on frequency and total amount of deposits received, as well as understanding what types of messages motivate clients to comply with their stated desires to save. Status: Complete |
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Text Message Reminders and Incentives to Save in Bolivia Evaluating the impact of sending text message reminders to programmed savings clients on frequency and total amount of deposits received, as well as understanding what types of messages motivate clients to comply with their stated desires to save. Status: Complete |
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Health Education for Microcredit Clients in Peru Evaluating the impact of a mother and child nutrition health training on the health of microcredit clients and their children, as well as on the sustainability of the partner MFI. Status: Complete |
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Commitment Savings Products in the Philippines Evaluating the use of innovative savings products offered in the Philippines Status: Complete |
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Commitment Savings Products in the Philippines Evaluating the use of innovative savings products offered in the Philippines Status: Complete |
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Commitment Savings Products in the Philippines Evaluating the use of innovative savings products offered in the Philippines Status: Complete |
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Peeling Back the Layers of Group Liability in Bolivia Researchers ask if group liability models with smaller groups and less variance among member loans will attract more clients. Status: Ongoing |
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Peeling Back the Layers of Group Liability in Bolivia Researchers ask if group liability models with smaller groups and less variance among member loans will attract more clients. Status: Ongoing |
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Group versus Individual Liability for Microfinance borrowers in the Philippines Microfinance based on group lending with individual liability presents no greater risk to lending institutions, and attracts more clients in the Philippines. Status: Complete |
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Group vs. Individual Micro-Lending in Peru Reexamining the institutional impacts of offering group liability vs. individual liability loans within a group lending program. Status: Ongoing |
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Group versus Individual Liability for Microfinance borrowers in the Philippines Microfinance based on group lending with individual liability presents no greater risk to lending institutions, and attracts more clients in the Philippines. Status: Complete |
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Group vs. Individual Micro-Lending in Peru Reexamining the institutional impacts of offering group liability vs. individual liability loans within a group lending program. Status: Ongoing |
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Evaluating the Saving for Change Program in Mali Evaluating the overall impact of the saving for change program in Mali and determining the most economical and effective way of spreading the program. Status: Ongoing |
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Human Capital, Financial Capital and the Economic Empowerment of Female Adolescents in Tanzania Status: Ongoing |
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Returns to Capital among Microenterprises in Ghana Measuring the return to capital among male and female microenterprise owners in urban Ghana. Status: Ongoing |
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Training Women to Grow Microenterprises Evaluating the impact of small business training and capital grants on microenterprise owners and potential entrepreneurs in Sri Lanka. Status: Ongoing |
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Evaluating the Saving for Change Program in Mali Evaluating the overall impact of the saving for change program in Mali and determining the most economical and effective way of spreading the program. Status: Ongoing |
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Agricultural Microfinance in Mali What constraints prevent farmers from taking on potentially profitable investments? Status: Ongoing |
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Evaluating the Saving for Change Program in Mali Evaluating the overall impact of the saving for change program in Mali and determining the most economical and effective way of spreading the program. Status: Ongoing |
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Evaluating the Saving for Change Program in Mali Evaluating the overall impact of the saving for change program in Mali and determining the most economical and effective way of spreading the program. Status: Ongoing |
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Evaluating the Saving for Change Program in Mali Evaluating the overall impact of the saving for change program in Mali and determining the most economical and effective way of spreading the program. Status: Ongoing |
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Deposit Collectors in the Philippines Evaluating the impact of door-to-door deposit collection service on clients’ saving and borrowing behaviors. Status: Complete |
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Deposit Collectors in the Philippines Evaluating the impact of door-to-door deposit collection service on clients’ saving and borrowing behaviors. Status: Complete |
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Marketing Effects in a Consumer Credit Market in South Africa Pricing the effect of psychological “features” on the take-up of a loan product in a mass-mailing marketing campaign. Status: Complete |
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Demand for Hospital Insurance in the Philippines Examining the take-up of a health insurance product offered to microfinance clients in order to study price sensitivity and assess the extent of adverse selection. Status: Complete |
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Demand for Hospital Insurance in the Philippines Examining the take-up of a health insurance product offered to microfinance clients in order to study price sensitivity and assess the extent of adverse selection. Status: Complete |
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Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
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Debt Traps for Micro-Entrepreneurs in Chennai, India Understanding why some microentrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
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Ultra Poor Graduation Pilot in India Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
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Providing Health Insurance Through Microfinance Networks in Rural India Status: Complete |
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The miracle of microfinance? Evidence from a randomized evaluation Microcredit has spread rapidly since its beginnings in the late 1970s, but whether and how much it helps the poor is the subject of intense debate. Does the introduction of microcredit in the slums of Hyderabad, India have the power to transform lives? Status: Complete |
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Does Microfinance Promote Generosity? Evidence from India. Does Microfinance Promote Generosity? Status: Ongoing |
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Debt Traps for Micro-Entrepreneurs in Chennai, India Understanding why some microentrepreneurs frequently use high interest rate debt for working capital without a corresponding increase in the scale of business operations. Status: Ongoing |
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Small Consumer Loans for the Working Poor in South Africa Examining the impact – on the lender’s bottom line and borrowers’ household welfare – of expanding the supply of consumer credit to the working poor in South Africa. Status: Complete |
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Small Consumer Loans for the Working Poor in South Africa Examining the impact – on the lender’s bottom line and borrowers’ household welfare – of expanding the supply of consumer credit to the working poor in South Africa. Status: Complete |
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Impact of Rural Credit in Peru Understanding the impact of credit and access to credit on the lives of the rural poor in Cuzco. Status: Ongoing |
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Impact of Rural Credit in Peru Understanding the impact of credit and access to credit on the lives of the rural poor in Cuzco. Status: Ongoing |
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Financial Literacy, Short-run Impatience, and the Determinants of Saving and Financial Management in Chile Examining the effects of financial literacy and short-run impatience on investment and consumption decisions for Chilean households. Status: Ongoing |
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Financial Literacy, Short-run Impatience, and the Determinants of Saving and Financial Management in Chile Examining the effects of financial literacy and short-run impatience on investment and consumption decisions for Chilean households. Status: Ongoing |
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Financial Literacy, Short-run Impatience, and the Determinants of Saving and Financial Management in Chile Examining the effects of financial literacy and short-run impatience on investment and consumption decisions for Chilean households. Status: Ongoing |
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Financial Literacy, Short-run Impatience, and the Determinants of Saving and Financial Management in Chile Examining the effects of financial literacy and short-run impatience on investment and consumption decisions for Chilean households. Status: Ongoing |
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Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
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Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
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Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Status: Ongoing |
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Psychological Responses to Microfinance Loan Recovery Strategies in Peru Measuring the persuasive power of group or individual pressure and optimistic or pessimistic spins to encourage loan repayment in Peru. Status: Complete |
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Business Education for Microcredit Clients in Peru Much microcredit is targeted at entrepreneurs, but not everyone has business skills or knowledge. Could business training help improve the borrowers' results? Women who received training increased their knowledge, improved their business practices, and had greater revenue. The lender benefited too: those clients had better repayment and were more likely to borrow again. Status: Complete |
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Business Education for Microcredit Clients in Peru Much microcredit is targeted at entrepreneurs, but not everyone has business skills or knowledge. Could business training help improve the borrowers' results? Women who received training increased their knowledge, improved their business practices, and had greater revenue. The lender benefited too: those clients had better repayment and were more likely to borrow again. Status: Complete |
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Ultra Poor Graduation Pilot in Ethiopia Can an intensive package of support lift the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training? Status: Ongoing |
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Ethiopia: More Sweatshops for Africa? An Experimental Study of Firms, Factory Labor, and Poverty Alleviation Status: Ongoing |
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Northern Uganda Social Action Fund – Youth Opportunities Program The impact of unconditional cash transfers on employment, incomes, social cohesion and social stability Status: Ongoing |
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Evaluating the Efficacy of School Based Financial Education Programs Status: Ongoing |
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Smoothing the Cost of Education: Primary School Saving in Uganda Evaluating the impact of a savings program for primary school students and determining whether it can serve as a means to decrease student dropout rates. Status: Ongoing |
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Starting a Lifetime of Saving: Teaching the Practice of Saving to Ugandan Youth Can a basic financial education program for youth change financial awareness, attitudes, knowledge, and behavior? Status: Ongoing |
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Brain Drain in Ghana What are the determinants and effects of "brain drain", the emigration of highly skilled workers? Status: Ongoing |
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Training and Technical Assistance for New Entrepreneurs in Morocco Status: Ongoing |
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Northern Uganda Social Action Fund – Youth Opportunities Program The impact of unconditional cash transfers on employment, incomes, social cohesion and social stability Status: Ongoing |
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Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
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Roots and Remedies: Persistent poverty and violence amongst urban street youth in Liberia Monrovia street youth exhibit extreme levels of impatience, self control problems, and violence. How can we create sustained behavioral change, from impulsive spending to saving and investment? Are increases in income and employment associated with lower aggression and violence? Status: Ongoing |
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Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
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Northern Uganda Social Action Fund – Youth Opportunities Program The impact of unconditional cash transfers on employment, incomes, social cohesion and social stability Status: Ongoing |
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Northern Uganda Social Action Fund – Youth Opportunities Program The impact of unconditional cash transfers on employment, incomes, social cohesion and social stability Status: Ongoing |
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Smoothing the Cost of Education: Primary School Saving in Uganda Evaluating the impact of a savings program for primary school students and determining whether it can serve as a means to decrease student dropout rates. Status: Ongoing |
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Starting a Lifetime of Saving: Teaching the Practice of Saving to Ugandan Youth Can a basic financial education program for youth change financial awareness, attitudes, knowledge, and behavior? Status: Ongoing |
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Returns to Consulting for Women Entrepreneurs Status: Ongoing |
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Improving Loan Repayment through Positive Incentives in Uganda Status: Complete |
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Evaluating Village Savings and Loan Associations in Uganda Can Village Savings and Loan Associations improve access to credit and savings, and have a positive impact on income, consumption, food security, health, education, and female empowerment? Status: Ongoing |
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Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
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Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
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Roots and Remedies: Persistent poverty and violence amongst urban street youth in Liberia Monrovia street youth exhibit extreme levels of impatience, self control problems, and violence. How can we create sustained behavioral change, from impulsive spending to saving and investment? Are increases in income and employment associated with lower aggression and violence? Status: Ongoing |
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Urban Property Rights in Mongolia Status: Ongoing |
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Does Microfinance Promote Generosity? Evidence from India. Does Microfinance Promote Generosity? Status: Ongoing |
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Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
|
Roots and Remedies: Persistent poverty and violence amongst urban street youth in Liberia Monrovia street youth exhibit extreme levels of impatience, self control problems, and violence. How can we create sustained behavioral change, from impulsive spending to saving and investment? Are increases in income and employment associated with lower aggression and violence? Status: Ongoing |
|
Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
|
Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
|
Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
|
Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
|
Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
|
Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
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Ex-combatant Reintegration in Liberia A mixed-methods evaluation that examines the impact of an intensive and comprehensive reintegration training program geared particularly at reaching those ex-combatants who were not successfully reintegrated in other national programs. The evaluation will utilize a randomized control design, which will be integrated with an ethnographic and psychosocial study of youth transformation. Status: Complete |
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Savings, Subsidies and Sustainable Food Security in Mozambique Status: Ongoing |
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Using Internal Risk Models to determine changes in Committee Behaviors(MIR) Status: Ongoing |
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Before and After Comparison of Innovative Mobile Applications for Micro Retailers in Colombia Status: Ongoing |
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Reducing Barriers to Saving in Malawi Can reducing barriers to savings in rural areas increase agricultural outputs and consumption? Status: Complete |
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Alarm Boxes: Combining Commitment and Reminders Testing the impact of combining reminders (in the form of an alarm) and commitment devices (a lockbox) on increasing savings. Status: Ongoing |
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Savings, Subsidies and Sustainable Food Security in Mozambique Status: Ongoing |
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Smoothing the Cost of Education: Primary School Saving in Uganda Evaluating the impact of a savings program for primary school students and determining whether it can serve as a means to decrease student dropout rates. Status: Ongoing |
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Smoothing the Cost of Education: Primary School Saving in Uganda Evaluating the impact of a savings program for primary school students and determining whether it can serve as a means to decrease student dropout rates. Status: Ongoing |
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Smoothing the Cost of Education: Primary School Saving in Uganda Evaluating the impact of a savings program for primary school students and determining whether it can serve as a means to decrease student dropout rates. Status: Ongoing |
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Smoothing the Cost of Education: Primary School Saving in Uganda Evaluating the impact of a savings program for primary school students and determining whether it can serve as a means to decrease student dropout rates. Status: Ongoing |
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Small and Medium Enterprise Financing and Mentoring Services in Emerging Markets in the Dominican Republic Recent work in the area of development finance has focused on poverty reduction through microfinance institutions (MFIs). These institutions are thought to enable entrepreneurship by providing small personal loans to borrowers who otherwise would have difficulty accessing capital markets, but new entrepreneurs are also faced with complex financial decisions for which they may be unprepared. Studies have shown that there is a strong association between higher financial literacy and better business decisions and outcomes, but there is little evidence on the best ways to quickly convey complex financial practices to business owners. Should courses place more weigh on conveying every aspect of complex materials, or teaching basic concepts in greater depth? Status: Complete |
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Informal Finance - Mapping Global Savings and Lending Practices To understand the potential gains from formal banking, we must first understand the risks and returns that the poor face from financial-service options in the informal sector. Yet, while informal financial products dominate the financial lives of the poor, we have scant data and analysis on either informal savings or informal debt. This project aims to fill that gap by collecting detailed information on a range of informal financial vehicles from countries across various regions of the world. Status: Ongoing |
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Starting a Lifetime of Saving: Teaching the Practice of Saving to Ugandan Youth Can a basic financial education program for youth change financial awareness, attitudes, knowledge, and behavior? Status: Ongoing |
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Starting a Lifetime of Saving: Teaching the Practice of Saving to Ugandan Youth Can a basic financial education program for youth change financial awareness, attitudes, knowledge, and behavior? Status: Ongoing |
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Returns to Consulting for Women Entrepreneurs Status: Ongoing |
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Experimenting for Entrepreneurship Status: Ongoing |
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Returns to Consulting for Women Entrepreneurs Status: Ongoing |
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Access to Savings in Nepal While savings research shows the promise of access to savings for specific demographics, i.e. entrepreneurs & members of ROSCAS, as well as through commitment devices, there is little evidence on impact of a simple savings account on the general population. Status: Ongoing |
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The Role of Mobile Banking in Expanding Trade Credit and Business Development in Kenya Status: Ongoing |
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Limited insurance within the household in Kenya Status: Complete |
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Finding Missing Markets: An Agricultural Brokerage Intervention in Kenya Examining the impact of marketing assistance and trade credit among farmers' groups. Status: Complete |
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Saving for Health Expenditures in Kenya Testing the demand for and impact of commitment savings devices earmarked for health. Status: Ongoing |
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Unconditional Cash Transfers in Kenya Status: Ongoing |
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Savings Accounts for rural micro entrepreneurs in Kenya Testing the impact of formal savings accounts on savings, productive investment and expenditures among small-scale entrepreneurs in rural Western Kenya. Status: Complete |
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The Return to Capital for Small Retailers in Kenya Measuring returns to capital for small rural retailers and examining the sources of deviations from efficiency and of heterogeneity in firms and their returns. Status: Complete |
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Ultra Poor Graduation Pilot in Yemen Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
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Ultra Poor Graduation Pilot in Pakistan Evaluating the viability of graduating the ultra poor out of extreme poverty through enterprise development, financial education, savings services and training. Status: Ongoing |
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Finding Missing Markets: An Agricultural Brokerage Intervention in Kenya Examining the impact of marketing assistance and trade credit among farmers' groups. Status: Complete |
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Finding Missing Markets: An Agricultural Brokerage Intervention in Kenya Examining the impact of marketing assistance and trade credit among farmers' groups. Status: Complete |
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Saving for Health Expenditures in Kenya Testing the demand for and impact of commitment savings devices earmarked for health. Status: Ongoing |
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Using Internal Risk Models to determine changes in Committee Behaviors(MIR) Status: Ongoing |
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Before and After Comparison of Innovative Mobile Applications for Micro Retailers in Colombia Status: Ongoing |
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Supply Chain Financing for Dairy Farmers Status: Complete |
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Experimenting for Entrepreneurship Status: Ongoing |
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Using Internal Risk Models to determine changes in Committee Behaviors(MIR) Status: Ongoing |
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Using Internal Risk Models to determine changes in Committee Behaviors(MIR) Status: Ongoing |
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Before and After Comparison of Innovative Mobile Applications for Micro Retailers in Colombia Status: Ongoing |
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Supply Chain Financing for Dairy Farmers Status: Complete |
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Experimenting for Entrepreneurship Status: Ongoing |
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Unconditional Cash Transfers in Kenya Status: Ongoing |
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Unconditional Cash Transfers in Kenya Status: Ongoing |
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Reducing Barriers to Saving in Malawi Can reducing barriers to savings in rural areas increase agricultural outputs and consumption? Status: Complete |
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Reducing Barriers to Saving in Malawi Can reducing barriers to savings in rural areas increase agricultural outputs and consumption? Status: Complete |
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Human Capital, Financial Capital and the Economic Empowerment of Female Adolescents in Tanzania Status: Ongoing |
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Alarm Boxes: Combining Commitment and Reminders Testing the impact of combining reminders (in the form of an alarm) and commitment devices (a lockbox) on increasing savings. Status: Ongoing |
|
Alarm Boxes: Combining Commitment and Reminders Testing the impact of combining reminders (in the form of an alarm) and commitment devices (a lockbox) on increasing savings. Status: Ongoing |
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Alarm Boxes: Combining Commitment and Reminders Testing the impact of combining reminders (in the form of an alarm) and commitment devices (a lockbox) on increasing savings. Status: Ongoing |
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Remembering to Save: Timing of SMS Reminders in Ecuador Can text message reminders help poor Ecuadorians remember to save? Evaluating whether sending text message reminders that vary in terms of timing, frequency, and duration to programmed savings clients positively affect frequency of deposit transactions and total amount of deposits received. Status: Complete |
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Remembering to Save: Timing of SMS Reminders in Ecuador Can text message reminders help poor Ecuadorians remember to save? Evaluating whether sending text message reminders that vary in terms of timing, frequency, and duration to programmed savings clients positively affect frequency of deposit transactions and total amount of deposits received. Status: Complete |
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Remembering to Save: Timing of SMS Reminders in Ecuador Can text message reminders help poor Ecuadorians remember to save? Evaluating whether sending text message reminders that vary in terms of timing, frequency, and duration to programmed savings clients positively affect frequency of deposit transactions and total amount of deposits received. Status: Complete |
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Responses to Degree of Control over Remittances in El Salvador Status: Complete |
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Responses to Degree of Control over Remittances in El Salvador Status: Complete |
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Ethiopia: More Sweatshops for Africa? An Experimental Study of Firms, Factory Labor, and Poverty Alleviation Status: Ongoing |
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Ethiopia: More Sweatshops for Africa? An Experimental Study of Firms, Factory Labor, and Poverty Alleviation Status: Ongoing |
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Returns to Capital among Microenterprises in Ghana Measuring the return to capital among male and female microenterprise owners in urban Ghana. Status: Ongoing |
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Returns to Capital among Microenterprises in Ghana Measuring the return to capital among male and female microenterprise owners in urban Ghana. Status: Ongoing |
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Returns to Capital among Microenterprises in Ghana Measuring the return to capital among male and female microenterprise owners in urban Ghana. Status: Ongoing |
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Savings Accounts for rural micro entrepreneurs in Kenya Testing the impact of formal savings accounts on savings, productive investment and expenditures among small-scale entrepreneurs in rural Western Kenya. Status: Complete |
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Savings Accounts for rural micro entrepreneurs in Kenya Testing the impact of formal savings accounts on savings, productive investment and expenditures among small-scale entrepreneurs in rural Western Kenya. Status: Complete |
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Financial Education Delivered through Radio and Videos among Low-Income Households in Cuzco, Peru Investigating the impact of a technology-based financial literacy program on savings, repayment and retention rates among Peruvian microcredit clients Status: Complete |
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Financial Education Delivered through Radio and Videos among Low-Income Households in Cuzco, Peru Investigating the impact of a technology-based financial literacy program on savings, repayment and retention rates among Peruvian microcredit clients Status: Complete |
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Urban Property Rights in Mongolia Status: Ongoing |
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Introducing Financial Services to Newly Monetized Native Amazonians Status: Ongoing |
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The miracle of microfinance? Evidence from a randomized evaluation Microcredit has spread rapidly since its beginnings in the late 1970s, but whether and how much it helps the poor is the subject of intense debate. Does the introduction of microcredit in the slums of Hyderabad, India have the power to transform lives? Status: Complete |
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Enhancing the Development Impact of Remittances: Direct Payment and Savings Facilities for Filipino Workers in Qatar Status: Ongoing |
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Brain Drain in Ghana What are the determinants and effects of "brain drain", the emigration of highly skilled workers? Status: Ongoing |
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Financial Literacy and Privatized Social Security in Mexico Status: Ongoing |
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The Return to Capital for Small Retailers in Kenya Measuring returns to capital for small rural retailers and examining the sources of deviations from efficiency and of heterogeneity in firms and their returns. Status: Complete |
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Brain Drain in Ghana What are the determinants and effects of "brain drain", the emigration of highly skilled workers? Status: Ongoing |
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Brain Drain in Ghana What are the determinants and effects of "brain drain", the emigration of highly skilled workers? Status: Ongoing |
|
Brain Drain in Ghana What are the determinants and effects of "brain drain", the emigration of highly skilled workers? Status: Ongoing |
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Agricultural Microfinance in Mali What constraints prevent farmers from taking on potentially profitable investments? Status: Ongoing |
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Agricultural Microfinance in Mali What constraints prevent farmers from taking on potentially profitable investments? Status: Ongoing |
|
Training Women to Grow Microenterprises Evaluating the impact of small business training and capital grants on microenterprise owners and potential entrepreneurs in Sri Lanka. Status: Ongoing |
|
Making the Jump to Employer: What does it take? Evaluating the impact of small business training, saving programs, and wage subsidies on getting microenterprise owners to hire employees. Status: Ongoing |
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Training Women to Grow Microenterprises Evaluating the impact of small business training and capital grants on microenterprise owners and potential entrepreneurs in Sri Lanka. Status: Ongoing |
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Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
|
Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
|
Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
|
Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
|
Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
|
Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
|
Enterprises for ultra-poor women after war: the WINGS program in Northern Uganda Twenty years of war and widespread displacement have left virtually the entire population of northern Uganda impoverished. Does providing business skills training help women become self sufficient? Does economic activity empower women, and improve their status and political participation? Status: Ongoing |
|
Making the Jump to Employer: What does it take? Evaluating the impact of small business training, saving programs, and wage subsidies on getting microenterprise owners to hire employees. Status: Ongoing |
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Making the Jump to Employer: What does it take? Evaluating the impact of small business training, saving programs, and wage subsidies on getting microenterprise owners to hire employees. Status: Ongoing |
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Financial Literacy and Privatized Social Security in Mexico Status: Ongoing |
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Financial Literacy and Privatized Social Security in Mexico Status: Ongoing |
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The Return to Capital for Small Retailers in Kenya Measuring returns to capital for small rural retailers and examining the sources of deviations from efficiency and of heterogeneity in firms and their returns. Status: Complete |
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The Return to Capital for Small Retailers in Kenya Measuring returns to capital for small rural retailers and examining the sources of deviations from efficiency and of heterogeneity in firms and their returns. Status: Complete |
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The Return to Capital for Small Retailers in Kenya Measuring returns to capital for small rural retailers and examining the sources of deviations from efficiency and of heterogeneity in firms and their returns. Status: Complete |
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The Return to Capital for Small Retailers in Kenya Measuring returns to capital for small rural retailers and examining the sources of deviations from efficiency and of heterogeneity in firms and their returns. Status: Complete |
