Secondary school enrollment in Africa is expected to double by 2030, yet high youth unemployment rates suggest that the existing formal education system is not preparing students to improve their livelihoods through work. Working with the Rwandan Education Board, Educate!, and Akazi Kanoze Access, researchers are examining the impact of a program that trains teachers in Rwanda’s revised secondary school entrepreneurship curriculum on student academic, economic, and labor market outcomes.
Limited knowledge of financial concepts is associated with poor financial behavior such as low rate of formal savings, poor usage of bank accounts, amongst others. Well-designed financial education programs have the potential to improve financial knowledge and behavior, leading to improvements in wellbeing.
Many farmers in developing countries lack the capital necessary to invest in potentially profitable inputs, as these investments must be made months after the harvest when households lack cash. Commitment savings accounts, which have features to discourage withdrawals, have been shown to help the poor save, and could help farmers put aside money to invest in their farms. However, demand for these products is low.
Poor sanitation and hygiene leads to major diseases, increased public health expenditures, and causes childhood diarrhea, a leading cause of mortality in children under five. In western Rwanda, researchers are evaluating the impact of community hygiene clubs on the health and hygiene of households and on children under five in particular. They are also evaluating the cost-effectiveness of two versions of these clubs to inform Ministry of Health policy as they scale the program nationwide.
This study examines a mobile money product innovation that allows customers to restrict access to a portion of their funds until a pre-specified date in the future. The product, called “Cash Bloqué,” is a commitment savings device that builds on the success of mobile money transfers by offering clients a way to lock away their money for a period of time.
In sub-Saharan Africa, many of the region’s poor are small-scale farmers. While certain agronomic practices, such as pruning tree crops, can substantially increase yields, take-up of many such practices remains low, potentially resulting in lower yields and profits. In Rwanda, researchers worked with TechnoServe to evaluate the impact of an agronomy training program on farmers’ knowledge and use of best practices in coffee-growing.