From the IPA Blog

IPA Partner TV Commercial: The Anti-Credit Card

Feb 18/13 | From the blog

So what if there was a credit card designed to save you money?

That’s the idea behind a new credit card designed in partnership with IPA researchers. We know that credit cards make spending easy, but with our partner Neighborhood Trust Financial Partners, IPA is piloting a credit card that tries to develop the opposite habit. Customers with debt can consolidate at a lower interest rate than they’re probably paying now, and the card helps discourage more spending by gradually lowering the available credit, among other features. 
See the new TV commercial below (in Spanish) and read more about it here.
(Note: if the video below doesn't load immediately, please give it a few more seconds or refresh.)


Charlie McKelvey, Bethlehem PA

This is a great idea especially for chronic credit card users that are literally addicted to spending.  I agree that plastic makes it way too easy to spend.  Trust me, I have a wife and four kids.  It seems every time I come home there is some new toy, accessory, or something.  Imagine what the world would be like if credit cards didn't exist, if everything had to be paid for with cold hard cash, if we were unable to senselessly print more money without restriction.  A much different place indeed!  We would need to live within our means.  We would not have the excesses or all the immediate luxuries we enjoy.  I see other countries in poverty and without the basic necessities of food, medicine, and shelter and it makes me cry.  I pray for our country and the world, for love and for our elected officials to lead us to a better tomorrow.

Best Regards and God Bless,


Charlie McKelvey

Bethlehem PA


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