In The News


IPA Research in NYTimes Blog
NYTimes
Cessation of smoking research conducted in the Philippines by Xavier Gine, Dean Karlan and Jon Zinman makes the NYTimes Freakonomics blog. Read the Article



IPA/CGAP Partnership Yields Lessons
CGAP Portfolio
A new study conducted by Innovations for Poverty Action (IPA) and funded by CGAP suggests that targeted incentives can go a long way toward helping clients meet their savings objectives. Read the Article



Brief: Expanding Credit Access
BASIS
IPA researchers Karlan and Zinman designed and conducted a field experiment in South Africa to determine the impact of consumer credit on marginal groups. Read the Article



Karlan Wins Highest U.S. Award for Young Researcher
Yale Office of Public Affairs
New Haven, Conn. — Dean Karlan, assistant professor of economics at Yale, has been given a Presidential Early Career Award for Scientists and Engineers (PECASE), the highest honor for beginning researchers in the United States. Read the Article



In defense of usury
Wall Street Journal
Charge 80% per year on a loan in the U.S. and you're called a usurer. Charge 80% per year on a loan in Latin America or Africa and you can be a poverty-alleviation charity. Innovations for Poverty Action examines whether poor consumers are better off when they can borrow from regulated financial institutions, even at "excessive" rates. Read the WSJ article.



IPA Research in 'The Economist'
The Economist
A study of profit-seeking lenders in South Africa by Dean Karlan and colleague Jonathan Zinman from Dartmouth garners attention in The Economist. Read the article.



Esther Duflo one of "Ten People Who Could Change the World"
Forbes
IPA Research Affiliate Esther Duflo was recently named by Forbes Magazine as one of the "Ten People Who Could Change the World." Read More



Yale and Other Researchers Explore Banking Access for the Poor

New Haven, Conn. — Researchers at Yale, Harvard, New York University and Innovations for Poverty Action will collaborate on a five-year Financial Access Initiative, funded by a $5 million grant from the Bill & Melinda Gates Foundation to improve access to financial information and loans for low-income individuals in developing countries.



IPA research among the recipients of the 2006 TIAA-CREF Paul A. Samuelson Award
TIAA-CREF
The eleventh annual TIAA-CREF Paul A. Samuelson Award for Outstanding Scholarly Writing on Lifelong Financial Security awarded to Dean Karlan, President and Founder of Innovations for Poverty Action and Assistant Professor of Economics at Yale University, Nava Ashraf of Harvard Business School and Wesley Yin of the University of Chicago for their scholarly work on the importance of specialized savings products for the long-term financial security of the poor. See Paper



Microcredit in South Africa
Yale Economic Review
By revealing how actual consumers respond to real-world situations, field experiments in economics can shed new light on fundamental questions in economic theory.







  Press Releases



Coming Soon...
2006-10-26






  Microfinance Initiative


Microfinance institutions provide access to financial services for millions of poor people around the world.

Yet many remain unreached. Countless potential clients live in the “backyards” of microfinance institutions, yet they do not or can not receive the services provided by the new banks. Why?






  Highlighted Projects


Microfinance Impact
South Africa
Read More